Black N26 Metal card on top a gray concrete block.

N26 Metal: Make a statement

A metal card with premium benefits

Stand out with N26 Metal

N26 Metal’s stainless steel Mastercard, available in three distinct metallic shades, stands for the ultimate in premium banking. The metal engraved contactless debit card offers minimalist design, along with all the functionality you need.

N26 Metal - Charcoal Black.Quartz Rose - N26 Metal Card.N26 Metal - Slate Grey.
N26 Bank Account real time notifications about payments.

Free withdrawals worldwide

When you pay with your N26 Metal Mastercard online and in stores there are no markups and no transaction fees. Better still, you can withdraw cash for free in any currency from ATMs around the world.

Priority customer support

Need a quick answer or technical support right away? Metal’s dedicated support team are on hand to help. Speak to one of our designated Metal customer support specialists by phone, or chat to us in the app.

N26 Premium Metal dedicated phone support.

Leave stress behind with Metal’s extensive travel insurance

Foreign medical expenses

Your medical expenses are covered in case of acute medical emergencies abroad and you’ll also have access to 24/7 medical phone assistance.

Flight and luggage delay cover

Receive compensation if your flight or luggage is delayed by more than 4 hours.

Theft insurance

Don’t let bad luck ruin your trip. With your premium account, you’re covered in case of mobile phone theft, or if you’re mugged within 4 hours of withdrawing cash.

Purchase protection

With purchase protection on qualifying items bought using your Metal account for, you get a little extra peace of mind on the everyday items that keep your world running.

Exclusive rewards you can make use of

Premium N26 customers get access to exclusive offers and deals from hand-selected partner brands, all chosen with modern lifestyles in mind. Enjoy perks from partners such as WeWork, and GetYourGuide. For more information on your Discounts and Experiences, as well as how to redeem them, please check your N26 app.

N26 Premium Metal exclusive partner benefits.
Shared Spaces Overview 700x700 (All).

Extra Spaces for you

Sometimes more is more, especially when it comes to organizing your money. Your premium membership gives you the freedom to create up to 10 Spaces sub-accounts alongside your main account, for reaching your savings goals. Moreover, soon you’ll be able to invite up to 10 other users to join the same sub-account to manage money together with your friends and family! Look out for Shared Spaces soon in your N26 app.

Shared Spaces
N26 Metal - Charcoal Black.

Your card, your style.

Join N26 or upgrade to Metal and redefine your banking experience.

Legal Notice


You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Metal features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch)


Not available in Greece and Slovenia.