N26 Metal
The ultimate bank account with a statement metal card
Start earning interest
![Woman dressed in blue, sitting, and holding her cell phone with the N26 application open. In the foreground, image of the 4% p.a. interest rate, balance in the main account, and in the savings account.](https://images.ctfassets.net/q33z48p65a6w/2HDsPaRy29I4pNfpT1Ccyj/cc5bc1988399d0d3e4071b78150db16c/CRST-3373_Instant_Savings_Launch_in_RoE_Web_Account_pages_textmedia_02-background_1400x1050_EN.png?fit=thumb&fm=png&q=80&w=360)
A unique N26 Metal debit card
![Metal card on rocks.](https://images.ctfassets.net/q33z48p65a6w/111Ro2LM9907Pza3gtMyi3/71e6797340501954eb0ad8b506c93b61/0720_Metal_LandingPage_UniqueMastercard_1000x700.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
The easy way to save on crypto fees
![Black n26 Metal card next to an iPhone with the N26 open and showing the crypto interface.](https://images.ctfassets.net/q33z48p65a6w/7yE5yPqFetX98cyZR8JQZt/0047045a76908476abf3b3c4d3ecbd08/Module_Metal_4x3.png?fit=thumb&fm=png&q=80&w=360)
Fee-free ATM withdrawals worldwide
Mobile phone insurance
Stay on top on your finances with Spaces sub-accounts
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Emergencies when traveling
The N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, including emergency dental care. You also get access to 24/7 medical phone assistance.
Baggage coverage and delay insurance
Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.
Travel delay and cancellation
We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.
Trip interruption
Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.
Exclusive rewards, suited to your lifestyle
![Discounts.](https://images.ctfassets.net/q33z48p65a6w/64YCtlOnxo4t7Ot1R1Dlq8/fffb937ac5f2a95256b85ef38139326c/0720_Metal_LandingPage_Partnerships_1000x700.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Priority Customer Support
![N26 Premium Metal dedicated phone support.](https://images.ctfassets.net/q33z48p65a6w/3KZd9X1xmAYLrMiBzuw6w9/db8cf2f17af18df96faa1a72bf35a9f6/N26_Metal_LP_Module_2_Market_Agnostic.png?fit=thumb&fm=png&q=80&w=360)
A backup for your Metal card
Frequently Asked Questions
- What are the requirements to open an N26 Metal account?
- What do I need to open my N26 Metal account?
- How do I get an N26 Metal debit card?
- How many free ATM withdrawals can I use each month with N26 Metal?
- What extra insurance do you get with N26 Metal?
- Do I have to pay additional fees to benefit from the mobile phone insurance?
- What are the other benefits of an N26 Metal account?
- How much does the N26 Metal bank account cost?
- What are Spaces sub-accounts, and how can I use them?
![Allianz Logo - Updated June 2020.](http://images.ctfassets.net/q33z48p65a6w/3tPTf9bIUE0KEQAW0iKKQ6/25b3f401e77d51762b5458bd8b74e2ad/Allianz_Assistance_CMYK_Print.png?fit=thumb&fm=png&q=80&w=320)