Make a statement with your N26 Metal debit card
Your new N26 Metal card is 18 grams of stainless steel and comes in three different metallic colors — quartz rose, slate grey, and charcoal black. With its minimalist, stylish look, contactless technology, and mobile payments option, the Metal debit card gives you all the functionality you need.
Get 4% interest
Discover N26 Instant Savings, with no deposit limits, simple conditions, and complete flexibility. Open your easy-access savings account today, available in the N26 app at no added cost.
N26 Metal customers benefit from the highest interest rate: 4%* p.a.
More about the Instant Savings account
No foreign transaction fees
Pay online and in person with your N26 Metal Mastercard, no matter where you are in the world — and without any exchange fees. Plus, benefit from free foreign ATM withdrawals in any currency. The world's your oyster!
Coverage for your mobile phone
Stolen or broken phone? No problem. In case of theft or damages to your phone, as an N26 Metal customer, you're covered by mobile phone insurance up to €2,000 — regardless of whether or not you paid for your device with your N26 bank account.
Exclusive deals with N26 Perks
Take advantage of special offers and personalized benefits from partner brands like WeWork, GetYourGuide. and Hotels.com. Our partners are chosen with your interests and lifestyle in mind, so that you get access to unique experiences that make your day-to-day life better. We're constantly adding new offers, too — check your app to discover the current selection of N26 Perks!
Travel personal liability
If you end up legally liable for damage to a third party or their property, you're insured up to €500,000 for Personal Liability during your trip.
Purchase protection
Your belongings are covered, too — eligible purchases made with your N26 card are insured up to €10,000 over 12 months against theft or damage.
Emergencies when traveling
You, your spouse, and your children are covered in case of a medical emergency while traveling, including dental emergencies. Plus, you get access to 24/7 medical assistance over the phone.
Delayed or lost baggage
Get up to €500 in compensation for luggage that's delayed more than 4 hours, or up to €2,000 if your bag gets lost.
Delayed or canceled travel
It's disruptive when trips don’t go to plan — so we've got you covered if your journey is canceled or delayed for 2 hours or more.
Interrupted travel
If you have to cut your trip short for unforeseeable circumstances, you can claim up to €10,000 in compensation for non-refundable expenses or added accommodation and transportation costs.
Dedicated customer support
When you have questions, you can't afford to waste time — and we're on-hand to help. As an N26 Metal customer, you can use the direct phone line to reach Customer Support, or talk to a specialist through the app if you prefer. Our Support Center is also a wealth of information on how to manage your account.
Dedicated customer service, always on-hand to help
If you need urgent assistance, we’re here for you. With an N26 Metal account, benefit from a dedicated Customer Support phone line, or just chat to a specialist directly via the app. Alternatively, visit our Support Center to find FAQs, and a wealth of information on managing your account.
Visit our Support Center
Virtual currencies, real risks. In crypto, only the risk is guaranteed.
Warning – the value of your virtual currencies may vary very significantly both up and down and the amount you invest may be completely lost. Learn more here.
N26 Crypto is powered by Bitpanda Asset Management GmbH.
Save on trading fees — without sacrificing on style
Not only does N26 Metal look good on you, it saves you even more on crypto trading fees. Pay just 1% for Bitcoin and 2% for other coins** in N26 Crypto as a Metal customer.
Learn more
Choose your extra Metal card
Losing something precious is stressful — especially when you need it to access your money. We've made it simple to order an extra card for your Metal account, just in case. Choose an additional card from the N26 You color range, so you'll always have a backup plan in place.
Select your premium N26 Metal card
Discover a modern banking experience that’s fully loaded with perks — open your N26 Metal account for €16.90/month with a 12-month subscription.
*Deposits on the N26 savings account are remunerated at the gross annual nominal rate of 4% for the N26 Metal account, 2.8% for the N26 Standard, N26 Smart and N26 You accounts. Prices are subject to change at any time by N26.
The offer is provided under the German law. No key information or other legally prescribed documents are available for these accounts. For customers in Belgium, more info here.
** The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent — to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction, including a possible spread, are not determined by N26 but provided by Bitpanda GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.