Two women at pool eating melon.

7 reasons to use N26 this summer

Why is you N26 account the essential summer companion. Read on to find out 7 reasons to take your N26 card everywhere you go this summer.

4 min read

After a year of lockdowns, this summer’s got a distinct flavor of freedom. Whether you’re working or going on vacation, with restaurants, leisure, and cultural spaces opening up again, people are eager to jump back into normal life.

That’s where we come in. As a 100% mobile bank, N26 fits right into your pocket, so you can bank on the go this summer and enjoy the things that matter to you most. Read on to learn why your N26 account is your essential summer companion.

1. Track your account balance at the beach—in real-time! 

Want to go for ice cream? Coffee with friends? Shopping with the family? No matter where you are or what you’re doing this summer, N26 allows you to track your account balance in real time. 

Not only will you get a notification with each purchase, we’ll update your transaction list immediately, so that you can avoid spending more than you have on your account. This means you’ll always know where you’re at with your money—and can avoid unpleasant surprises.

App Screenshot.

2. Avoid unnecessary bank fees in foreign currencies

With N26, treat yourself while on vacation without worrying about extra fees. Take advantage of free payments in France and abroad. With your N26 debit Mastercard, you’ll pay zero transaction fees on payments in foreign currencies, making travel and online shopping more convenient than ever. 

Plus, withdrawals in foreign currencies are free and unlimited for N26 You and N26 Metal customers. If you’ve got a Standard account or an N26 Smart account, don’t worry—the exchange fees are limited to 1.7% of the amount you withdraw. Learn more about ATM withdrawals.

Exclusive offers

Save on your favorite brands all year round just by spending with your N26 Mastercard
Mastercard Travel Rewards
Business Metal 3 debit cards in different colors.

3. Stay in control of your money, day and night

The N26 mobile app is designed to track your spending and allow you to manage your money 24/7. Whether you’re in your living room or on the other side of the country, you’ll have complete control over your card and account. 

100% mobile banking means you can manage your money remotely and independently. Your N26 app allows you to:

  • change your PIN code
  • temporarily lock/unlock your card if you lose it
  • block online payments in the event of suspicious transactions
  • reach Customer Support 7 days a week via Support Chat 
  • permanently block your card and order a replacement

4. Enjoy partner offers designed with you in mind

N26 provides you with a host of partner benefits. Updated regularly, these special offers allow you to enjoy attractive discounts from the brands you love. And, if you have a premium account, you’ll receive even more benefits with N26 Perks. 

This summer, you’ll profit from discounts on rented vehicles with rentalcars.com, accommodation for your vacations, and reductions on cultural and leisure activities with GetyourGuide.

man in white crew neck t-shirt sitting on car seat with 3 other friends.

5. Keep track of your summer budget with Statistics

Did you know spending categorization can help you adjust your money-management habits and optimize your budget? That’s why N26 created Statistics, a feature designed to track your monthly income and expenses. With Statistics, your transactions are categorized automatically, giving you an easy-to-read overview of your monthly spending. That way, you always know where your money’s going.

Better yet, if you have a premium account, you can use Spaces sub-accounts to manage your spending throughout the summer. Create a “Seaside” sub-account for your weekend in Brittany, and drag and drop savings from your main account into the space. Set a savings goal and add a Rule to make transfers automatically. Saving has never been so simple.

6. Stay covered on the go with N26 insurance

We all know that it pays to plan ahead. Whether it’s your phone or tablet, N26 offers insurance to cover your favorite devices in the event of a theft or accidental damage. You can even customize your insurance—so why go without? 

And it doesn’t stop there. N26 You or N26 Metal account holders get a full travel insurance package, including coverage in the event of a medical emergency abroad, a flight delay, luggage loss/theft, trip cancellation, and even risks associated with the Covid-19 pandemic. 

7. Impress your friends and family with a unique bank card

At N26, it’s not just our mobile app and customer experience that benefit from great design. We also design our bank cards with love. Add a unique, transparent card to your N26 Standard account, or upgrade to N26 Smart or N26 You to choose your card from one of five vibrant colors. N26 Metal customers can select from one of three stunning shades of stainless steel.


And now, it’s your turn—where are you taking your N26 card this summer? Fill us in on social media @N26FR! 

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