N26 Business
Business banking for freelancers and the self-employed
✓ 0,1% cashback✓ No monthly fees✓ Free and unlimited SEPA Transfers✓ Free card payments worldwide
N26 Business is recommended byDetective Banque
Go global with a Mastercard debit card
N26 Business is the free bank account for freelancers and the self-employed.
Open yours in a few minutes, and start using your virtual Mastercard as soon as you top up your account.
Earn 0.1% cashback
Get 0.1% cashback for all purchases when you pay with your N26 Mastercard, and have it automatically deposited into your account each month.
Free + unlimited SEPA transfers
Making and receiving SEPA transfers with your N26 IBAN is easy and free of charge. You can find your IBAN details straight away in the N26 app, when you open your account.
Zero mark-up fees
Whether you’re paying in Pounds Sterling or US Dollars, you’ll only pay for what you spend—without added fees.
Up to 3 free withdrawals per month
With your N26 Mastercard, get up to 3 free ATM withdrawals per month within the eurozone.
Stay on top of business in real-time
Track changes in your finances as soon as they happen. Get instant notifications any time money leaves or enters your account, so you’re always up to date on which clients have paid or what recurring expenses have been deducted.
Organize your money with Spaces
Unlock N26 Spaces, the feature that lets you create up to 10 personalized sub-accounts alongside your main account. Save for emergencies, special projects, professional development, and more.
Create Rules to automatically transfer money into certain spaces whenever you choose, without having to manually manage it every time. Plus, save up spare change with Round-Ups, rounding up your card purchases up to the nearest euro and stashing away the difference in a chosen space.
Manage Spaces sub-accounts
Banking on the big screen
First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.
Print your transactions list
We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.
Discover N26 Business Metal, with 0.5% cashback
Upgrade to our most premium account for freelancers and the self-employed, packed with 0.5% cashback on all purchases, fee-free payments in all currencies, and a travel, lifestyle and mobility insurance package that includes smartphone coverage.
Enjoy that extra peace of mind, wherever your business takes you.
German deposit security scheme
N26 operates with full European banking license, and the security of your bank account is always top priority. Alongside a series of intelligent features that keep your funds secure, your money is also protected up to €100,000 by the German Deposit Protection Scheme.
Sign up
Hit the button below and enter your personal details in order to create your account.
Verify your identity
Please have a valid ID at hand. We don't have branches so you can verify your identity within the app.
Add your card to your wallet
Your N26 virtual debit card is ready to use.
Enjoy your N26 account!
You're good to go! You can already top up your account and start using your virtual card.
Get your N26 Business bank account.
It only takes 8 minutes.
Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.
** Conditions générales de l'offre
Promotion offerte par N26 Bank GmbH, Rungestr. 22, 10179 Berlin, Allemagne. L'offre promotionnelle est valable du 18.06.2021 au 31.07.2021 et réservée aux personnes physiques majeures et capables résidant en France. L'offre est réservée aux nouveaux clients N26 en France pour toute première ouverture d’un compte N26 avant le 31.07.2021. L'offre promotionnelle n’est valable qu’une seule fois. Pour activer le code promotionnel, le nouveau client N26 doit le saisir lorsqu’il lui est demandé dans le parcours de souscription. Une fois le compte bancaire ouvert, le client N26 doit l'alimenter et effectuer une première transaction qualifiante d'un montant d'au moins 30 euros pour recevoir un versement de 30 euros de la part de N26, directement sur son compte. Le versement du bonus de 30 euros aura lieu sous 7 jours après la transaction qualifiante.
Les conditions générales du compte bancaire N26 choisi par le client s'appliquent et peuvent être consultées sur le site n26.com/fr-fr. N26 se réserve la possibilité à tout moment de modifier, suspendre ou mettre fin à cette offre sous réserve de la diffusion d'une information sur le site n26.com/fr-fr