Put your savings to work
Social Security
Collect your benefits and pay self-employment fees with your N26 account.
N26 Spaces
Not a fan of paperwork? Spend, budget, and save right from your phone.
Joint Accounts
Manage your shared finances comfortably with a free account with a unique IBAN.
Invest in cryptocurrencies — right in your N26 app
N26 accounts — your money deserves an upgrade
N26 Metal
The premium account with a metal card
€16.90/month
4% NIR (3.8% AER)* interest on your N26 Instant Savings
Up to 10 Spaces and 8 free domestic ATM withdrawals
Extended travel, phone, and purchase protection insurance
18-gram metal card
N26 You
The debit card for everyday and travel
€9.90/month
2.26% NIR/AER* interest on your N26 Instant Savings
Up to 5 free domestic ATM withdrawals
Up to 10 Spaces sub-accounts
Travel insurance
N26 Standard
The free online bank account
€0.00/month
2.26% NIR/AER* interest on your N26 Instant Savings
Worldwide payments and no foreign transaction fees
Up to 3 free domestic ATM withdrawals
Virtual debit card
What you need to open your N26 account
- Is N26 a bank?
- Is N26 secure?
- How is N26 protecting my money and personal data?
- Does N26 offer a Spanish IBAN?
- What do you need to open a bank account?
- How much does it cost to open a bank account?
- Which Spanish bank can I switch from?
- What does “risk level of the product” mean?