N26 Business Standard
N26 Business banking for freelancers and the self-employed
✓ 0,1% cashback
✓ No monthly fees
✓ Fast sign-up process in minutes
✓ 100% app-based banking: no paperwork required
Go global with a Mastercard debit card
N26 Business is the free bank account for freelancers and the self-employed.
Open yours in a few minutes, and start using your virtual Mastercard as soon as you top up your account.
Everyday banking with a French IBAN
Receive your salary and manage all your payments—right within your N26 app. New N26 customers now get French bank details (known as a RIB) to use for all your transactions, including incoming transfers, direct debits, and standing orders.
Free + unlimited SEPA transfers
Making and receiving SEPA transfers with your N26 IBAN is easy and free of charge. You can find your IBAN details straight away in the N26 app, when you open your account.
Up to 3 free withdrawals per month
With your N26 Mastercard, get up to 3 free ATM withdrawals per month within the eurozone.
Zero mark-up fees
Whether you’re paying in Pounds Sterling or US Dollars, you’ll only pay for what you spend—without added fees.
Real-time notifications
Stay up to date. Get a push notification immediately after all account activity, including card payments, direct debits, and transfers.
Automatic categorization. Get a breakdown of your spending
The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.
Mobile or desktop
Manage your N26 account 24/7 from the mobile app or the N26 WebApp, using your browser of choice. Download your transaction history in CSV or PDF format along with your monthly bank statements whenever you want
Print your transactions list
We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.
#Tag your transactions
#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.
German deposit security scheme
N26 has a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.
Get your N26 Business bank account.
It only takes 8 minutes.
Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.