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Pay from a Space with your N26 card

Don’t want to go over your holiday budget? Now, premium customers can pay directly from N26 Spaces sub-accounts by card! Here’s how to stay in control of your spending.

4 min read

Whether it’s a hotel room with a view of the Eiffel Tower, a last-minute upgrade to business class, or that Italian leather bag that you just have to have, everyone wants to splurge when they’re on holiday. But let’s face it—going wild on vacation can mean a major hit to your finances, especially if you go over budget. 

At N26, we’re all about simplifying money management so you can feel confident about your spending. It’s why we created N26 Spaces, our signature virtual piggy banks that allow you to set aside money for all your financial goals, right from your smartphone. And now Spaces are better than ever, because you can pay directly from a Space with your N26 card. This way, you can stay in control—even while you’re letting loose! 

Take control of your spending

With 10 sub-accounts for your unique savings goals, Spaces has made budgeting easier than ever. But moving money from your main account to your sub-accounts (and vice versa) can get old—especially when it means mixing your savings with your spending money. Wouldn’t it be easier to pay directly from a Space and save yourself the hassle? Well, now you can.

By linking your physical or virtual card to any Space and spending directly from there, you can pay for travel, bills, or even a night out without ever dipping into your main account. Plus, you can track what you’re spending right in your app, so you’ll always know what’s left in your Space.

Save up with Spaces

Use N26 Spaces sub-accounts to easily organize your money and save up for your goals.
Discover sub-accounts
Different N26 spaces to save money.

10 Spaces—just one card

Say goodbye to switching between multiple bank accounts. Whether you’re setting money aside for a weekend getaway or simply want to pay all your bills from a designated place, linking a card to a Space is the perfect way to simplify your spending and saving. 

Go wild on holiday without going over budget

We get it—it’s easy to go a bit wild on holiday. But now you can set your fears of overspending aside and really lean into the relaxation. By linking your N26 card to your “Holiday” or “Travel” Space, you can pay for your entire vacation from your savings fund (and rest assured that you won’t spend more than you budgeted for). Plus, you can relink your card to your main account in seconds right in your N26 app. This way, you can always access your other funds if things don’t go according to plan. 

Pay more flexibly

Want to budget for your weekly grocery run? Easy. Simply create a “Groceries” Space, set aside a fixed amount, connect your card, and stock up on the items you love without breaking the bank. 

Scared to look at your account after a shopping spree? Set up a “Shopping” Space and link your card to it before you head out to avoid the temptation to overspend. 

And if you prefer to spend from multiple Spaces with multiple N26 cards, no problem. You can always order an extra N26 debit Mastercard.

If you have a premium N26 account, you can connect your physical or virtual N26 card to a Space of your choosing in seconds, right in the N26 app. There are two ways to link your N26 card to a Space: 

  1. Go to your selected Space, tap on Settings, and select the card you want to link it to.
  2. Go to Cards, tap CardSettings, and select the Space you’d like to link it to. 

Your card will be linked to your selected Space instantly. Please note that this feature is not yet available for Shared Spaces—but stay tuned for updates.

The bank account that gives you more control

Spend and save with confidence, and discover a better way to manage your money
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Your money at N26

If you’re looking for a hassle-free bank that puts you in the driver’s seat, look no further than N26. Find the premium plan that's right for you and open an account in just a few minutes—right from your smartphone. 

You’ll get access to advanced features like Income Sorter, which lets you automatically transfer a portion of your monthly income to a selected Space. And with Round-Ups, you can round up each purchase to the nearest euro to maximize your savings. Or, try N26 Standard, the free mobile account where you can access our budgeting basics. 

So, why wait? Sign up today and see why over eight million customers have chosen N26. 

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