Take control of your spending with N26 Insights

Looking for N26 Statistics? Statistics now has a new name: N26 Insights. We've changed the name to better reflect an evolving list of tools and features, which you can read about below.

Staying on top of your finances begins with understanding your spending. But going through endless transactions, scanning your inbox for receipts, or navigating complicated budgeting apps can be time-consuming and cause headaches. At N26, we believe that managing your money should not only be easy and intuitive—it should be simple, too. Enter: the new and improved N26 Insights feature.

Built right into the app, N26 Insights automatically breaks down your spending into categories and makes it easy to keep a pulse on your finances. You can track your spending against your usual three-month average in real time, and get a complete overview of your monthly recurring payments—all at a single glance. And with the new Monthly Wrap-Up feature within N26 Insights, you can look back on what you spent last month and adjust your future spending accordingly.

Everyday budgeting has never been easier.

Keeping tabs on how much money you make each month and how much you spend is a great way to get your spending under control, plan for the future, and avoid unnecessary stress when it comes to managing your money.

Trying to save money for something big? N26 Insights automatically breaks down your monthly income and spending into handy categories, such as ‘Household & Utilities,’ ‘Food & Groceries,’ ‘Shopping,’ and much more. Plus, with a real-time overview of your spending for the current month compared to your past three months, it only takes a second to know if you’re on track.

Save AND shop

We've got the budgeting tools to help you save, so you can also splurge now and again.

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While some expenses only come once in a while (hello, new espresso machine), there are fixed payments you can plan for each month. But with multiple subscription services, gym memberships, rent, internet and other monthly charges, it can sometimes be hard to visualize it all in one place.

N26 Insights makes it easy by showing your upcoming monthly payments and their due dates in one place, so you can plan for the future, or cancel any subscriptions you don’t really use anymore.

Don’t need three TV streaming services anymore? Great! Remember to cancel one or two, and try putting the money aside to create a rainy day fund.

Sometimes we’d rather not know where our money is going. But understanding your spending patterns can be a great motivator to start developing healthy money habits.

With N26 Insights, there’s no need to wait until the end of the month to know if you stayed within your budget for online shopping, groceries, or ordering from bars and restaurants. Instead, get live updates on how much you’re spending daily in each category—and immediately know if you’re spending more or less than usual, so you can easily stay on track.

There’s never been a better time to kickstart some healthy budgeting habits.

Monthly Wrap-Up is a new snapshot within the N26 Insights feature. It’s designed to help you understand how your financial picture shifts from month to month.

With Monthly Wrap-Up, you can look back on what you spent in the last month and see how your actual spending stacked up against your budgeting goals. In which categories did you spend the most? Which merchants did you shop at most frequently? How much money did you have coming in versus going out?

Monthly Wrap-Up answers all of these questions and gives you the insights you need to adjust your spending habits moving forward.

The bank account that gives you more control

Spend and save with confidence, and discover a better way to manage your money

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Staying on top of your budget is easy when you understand where your money is going. Luckily, N26 gives you the necessary tools to monitor your daily spending right from your phone.

With automated Insights to break down your spending by categories, see all your recurring payments in one place, and monitor your monthly spending to keep you on track, you can reach all of your financial goals with N26. Sign up in minutes right from your phone, and discover modern banking that’s designed with you in mind.