N26 You — take your finances further
The all-in-one plan for banking, saving, investing, and travel.
Unpack our travel insurance
Provided by Allianz Assistance, for when the unexpected happens.
Travel delay
Expenses due to delays over two hours are covered up to €500.
Emergency medical
Medical expenses abroad are covered up to €1 million.
Trip cancellation
Cancellation or rebooking fees are covered up to €10,000.
Baggage cover
For baggage damage, loss or theft, up to €2,000 per trip.
Exclusions and restrictions apply. For more information, please see the Allianz Assistance Insurance Product Information Sheetand Conditions for Beneficiaries
.
Customers with a German IBAN account in Spain can find more information here.
Every cent in its Space
Stay organized with up to 10 Spaces sub-accounts. Save for goals or expenses, and use your virtual or physical card to pay from a Space.
Show me N26 Spaces
Grow your money with us
Earn interest* with no deposit limits,** and dip into your savings whenever you need.
Explore Instant Savings
Free trades every month
Explore the possibilities of investing with flexible investment plans and unlimited free trades in stocks and ETFs.***
Discover Stocks & ETFs
TIN 0%, AER: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly.
N26 Bank AG, Sucursal en España with NIF W2765098E, is a permanent establishment in Spain of the German entity N26 Bank AG, registered at the Bank of Spain with entity number 1563 and head office at Paseo de la Castellana 43, 28046, Madrid. N26 Instant Savings account from 0 euros and without limit of amount.
*The interest rates vary based on your membership. Interest rates per membership are variable and subject to change any time. Learn more here.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***All investments carry a risk of loss of principal. Equities, ETFs and Ready-made funds can be subject to large fluctuations in value. The amounts invested are not guaranteed and a complete loss of the investment is possible at any time. Past performance is neither a reliable indicator nor guarantee of future performance. These products are not suitable for all investors, and clients should ensure that they are sufficiently well-informed before carrying out any transactions. The information contained in this message is intended for general purposes only and does not constitute investment advice or any other advice regarding financial services or financial instruments (Equities, ETFs and Ready-made funds). It also does not constitute an offer to enter into a contract for the purchase or sale of financial instruments. The service of receiving and transmitting orders for financial instruments is exclusively available to clients of N26 Bank AG. The N26 broker service is provided via the N26 app in partnership with and through Upvest Securities GmbH. Trading stocks and ETFs with N26 is fee-free. Note that fund issuers may charge their own ETF management fees directly.
