N26 Blog: Banking Basics

ETFs vs index funds: What’s the better investment? Learn the differences and similarities between them before deciding which one gets a spot in your investment portfolio.

Debt isn't always a bad thing. In fact, investors and entrepreneurs can use it as a strategic tool to boost their profits. Here, learn what financial leverage is and how to calculate it.

When it comes to risk in investing, the question isn't "if" — it's "how much." Discover here what risk tolerance is and how it shapes your investment strategy and portfolio.

Reading financial statements, balance sheets, and annual reports is as much an art as a science. Learn how investors analyze key metrics to make informed decisions — and the common mistakes to avoid.

Stocks are broadly divided into two categories: growth vs. value stocks. Discover the differences, how inflation and interest rates impact them, and how to choose between value and growth investing.

Some investments need time to grow, but others move fast — just like day trading. This article breaks down the basics and the popular strategies, and covers what not to do when you’re day trading.

Trend analysis helps you spot patterns and predict future market movements. Learn essential techniques, tools, and applications to make informed decisions in business and investing.

In trading, scalping is all about speed and precision. Here, learn about the scalp trading strategies and tools scalpers use to try to turn small price moves into big wins.

Cross-border payments are booming — but they’re usually slow and costly. Here, digital finance expert Xavier Lavayssière covers the new trends that forecast a bright future for international payments.

From dream vacations to homeownership, here’s how to achieve It all with shared financial goals

Inflation can take a toll on your money — if you let it. Here, we share strategies for fighting inflation, like investing and taking advantage of high-interest savings accounts.

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.