The first bank you’ll love

N26 lets you manage your bank account, spend and set money aside in real-time. All 100% mobile and under one app. Open your account in a few minutes, and start making mobile payments before your physical card arrives.

Get your free N26 debit Mastercard

Your N26 bank account comes with a free Mastercard debit card, accepted worldwide and with free withdrawals in the EU.

Bank Account

Your N26 account with Spanish IBAN

We’re a licensed bank, 100% digital and secure. Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100,000.

Start saving with Spaces

Still struggling to save some money? Try Spaces, the free feature that lets you create sub-accounts for organizing your finances or putting money aside in real-time. Create a space, set your savings goal and see how close you are to reaching it.

More about Spaces

Push-notifications with your account activity

Stay up-to-date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.

Premium plans for digital natives

Sometimes you need more than just a card for accessing your money. N26 premium memberships offer additional benefits such as free worldwide ATM withdrawals, travel insurance and mobile theft cover.


Discover a new banking experience

Open your free N26 bank account from your phone. Just download the app, sign up and receive your N26 Mastercard at home.

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