Premium mobile banking for students

Discover our premium accounts with an N26 Mastercard debit, designed for a digital and traveling lifestyle. 100% mobile banking that's simple, transparent and personalized.

Free payments and withdrawals worldwide

Pay with your free N26 Mastercard worldwide without any fees. You'll get Mastercard's best exchange rate and pay as if you've never left home. And if you need local cash, no worries—all withdrawals outside of the Eurozone are also free of charge, in any currency.
N26 Metal Card Charcoal.

Headache-free bank transfers

Make instant, real-time bank transfers for free using N26 MoneyBeam. Send, receive or request money from your contacts listed in the N26 app, or add contacts with just an email or phone number.
N26 Bank Account Moneybeam example transaction.

Automatic categorization of your spending

Working harder on your hashtags than your essay? Tag your purchases, not your friends, for monthly spending breakdowns. Your bank account also uses artificial intelligence to automatically categorize your spending, right in the app.

Always in the know

Splurging on late night takeouts more often than you should? Keep track of your spending with real-time push notifications to see where your money really goes.
N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

Our Premium Accounts

We've designed our premium products specifically for those who enjoy traveling and want to make their money go further abroad, as well as people who'd like more peace of mind and exclusive benefits when it comes to digital banking. Discover what each premium account offers to find the one that best fits in with you.
n26 standard card.
n26 metal card.
n26 you card.

Choose an account that fits your lifestyle

Choose between our free standard account or one of our premium accounts for even more benefits! Enjoy that little bit of extra peace of mind with hassle-free banking.