Compare N26 bank accounts for freelancers in Spain
FIND THE PERFECT PLAN FOR YOUR BUSINESS
N26 Standard
The free* digital business bank account with cashback for freelancers
Virtual Card
€0.00/Month
N26 Standard
The free* digital business bank account with cashback for freelancers
Virtual Card
€0.00/Month
Risk indicator for all N26 accounts.
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N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
N26 Bank AG, Sucursal en España with NIF W2765098E, is a permanent establishment in Spain of the German entity N26 Bank AG, registered at the Bank of Spain with entity number 1563 and head office at Paseo de la Castellana 43, 28046, Madrid. N26 Metal Instant Savings account from 0 euros and without limit of amount.
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. The numbers of available Stocks and ETFs can vary per market.
*1.30% AER (1.50% annual NIR). With this interest rate, if you maintain a daily balance of 100,000 euros in your N26 Metal Instant Savings account for a period of 12 months, you will obtain a total gross interest of 1,500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://n26.com.
**0.50% AER (0.50% annual NIR) with N26 Standard. With this interest rate, if you maintain a daily balance of 100,000 euros in your N26 Instant Savings account for a period of 12 months, you will obtain a total gross interest of 500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://n26.com.
**0.50% AER (0.50% annual NIR) with N26 Smart. With this interest rate, if you maintain a daily balance of 100,000 euros in your N26 Instant Savings account for a period of 12 months, you will obtain a total gross interest of 500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://n26.com"
**0.50% AER (0.50% annual NIR) with N26 Go. With this interest rate, if you maintain a daily balance of 100,000 euros in your N26 Instant Savings account for a period of 12 months, you will obtain a total gross interest of 500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://n26.com
***Trading stocks and ETFs with N26 is fee-free. Product costs may apply, e.g. ETF management fees and third-party inducements.
Bank Account for Freelancers FAQ
- use the account primarily for business purposes
- not be already an N26 user
- reside in a country where N26 Business is available: Germany, Austria, France, Italy, Spain, Portugal, Ireland, Greece, the Netherlands, Belgium, Luxembourg, Finland, Latvia, Estonia, Lithuania, Slovakia, Slovenia and Switzerland.
To open the N26 bank account for freelancers you must:
To open an N26 Business account, you must meet our eligibility criteria. If you do, simply register on our website, or by downloading the N26 app onto a compatible smartphone. Opening an account takes only a few minutes and is done without paperwork. Once you’ve verified your identity, your bank account will be ready to use.
For more information on opening an N26 Business Go bank account, as well as the documents that you need, visit our Support Center.
The N26 Business bank account is designed precisely for freelancers and self-employed, and you have to use your personal name and surname. A business bank account is a smart and efficient way to separate your personal spending from your business.
To sign up for N26 Business you have to use your personal name and surname. The N26 Business account is designed for self-employed and freelance users doing business under their own name. That means you can’t have your company’s name on the account or card.
There are no additional fees for having your Social Security benefits paid into your N26 account or for paying your monthly social security contributions as a freelancer.
Currently, it's not possible to hold an N26 Business and personal account simultaneously. Given this, if you plan to use your account for business purposes, we recommend opening an N26 Business account from the start.
If you want to switch from a Business to a personal account, or visce verse, you'll need to close your current account and open a new one.