Your free account
With a virtual Mastercard and three free domestic ATM withdrawals per month.
Simply secure
Our innovative security features keep your money and data simply secure.
24/7 support
Contact us day and night via the chat in your N26 app — in five languages.
Free withdrawals
Enjoy a set number of free domestic ATM withdrawals based on your membership, along with unlimited withdrawals across the eurozone.
Your 100% mobile bank account
Put your savings to work
Invest in stocks, ETFs, and crypto
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
€0.00/month
1% interest p.a. on your N26 Instant Savings
Pay worldwide with no foreign transaction fees
Up to 3 free domestic ATM withdrawals
A virtual debit card
N26 You
The all-in-one account for banking and travel
€9.90/month
1.3% interest p.a. on your N26 Instant Savings
5 free monthly trades on stocks and ETFs
Up to 5 free domestic ATM withdrawals
Travel insurance
N26 Metal
The premium bank account with a metal card
€16.90/month
3% interest p.a. on your N26 Instant Savings
15 free monthly trades on stocks and ETFs
Up to 8 free domestic ATM withdrawals
18-gram metal card
Open your N26 account now
Open your N26 bank account in just minutes and with no paperwork — right from your phone or our website. Ready to switch banks? Thanks to our partner Qwist, you can easily get your existing direct debit payments, standing orders and recurring payments transferred to your N26 account, for free and in just a few taps. Find our account switching service directly in your N26 app.Find out more
Deposit protection scheme: why your money is protected
Looking for reassurance that your money is protected? Deposit protection schemes help secure the money in your bank account.
Investment for beginners: what is investing and how to easily get started
From purchasing real estate to buying stocks, investing is the key to a secure and stable financial future. In this guide, learn what investing is and what you need to know to get started.
What Is an ETF? An Overview for Beginner Investors
Everyone is talking about ETFs. Here's why — and what you need to know before investing in them.