Limited-time offer
Unlock 3%* interest p.a. on Instant Savings with N26 Metal
What is N26 Instant Savings?
Saving just got more rewarding
Grow your money
Earn up to 3.0%* interest p.a. — calculated daily and paid out monthly to grow your balance automatically.
100% flexibility
No need to lock your money away. Deposit and withdraw any amount in seconds, anytime.
No extra fees
Open your N26 Instant Savings account with just a few taps in the N26 app — at no extra cost.
No deposit limits**
Add as much money as you like and earn interest on your total savings balance. The sky’s the limit**.
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
€0.00/month
1% interest p.a. on your N26 Instant Savings
Pay worldwide with no foreign transaction fees
Up to 2 free domestic ATM withdrawals
A virtual debit card
N26 You
The all-in-one account for banking and travel
€9.90/month
1.3% interest p.a. on your N26 Instant Savings
5 free monthly trades on stocks and ETFs
Up to 5 free domestic ATM withdrawals
Travel insurance
N26 Metal
The premium bank account with a metal card
€16.90/month
3.0%* interest p.a. on your N26 Instant Savings
15 free monthly trades on stocks and ETFs
Up to 8 free domestic ATM withdrawals
18-gram metal card
Interest Calculator
N26 Instant Savings
Use our interest calculator to understand how your money can grow over time with N26.
Enter a balance, your plan’s interest rate, and a time period:
New balance
€10,300.00
Gross interest
€300.00