N26 You and Metal

New Year, New Bank

Have the holidays left a serious dent in your savings, but you still have a thirst for travel? It’s the perfect time to start thinking about getting your finances in shape and a new way of banking might be just what you need to help you save for that dream trip to New York. N26 is a mobile bank that offers you full control of your finances from your phone.

MastercardTrustpilot

Premium mobile banking for stress-free travel in 2020

If you love travelling, then happy days! We offer Allianz insurance with our You and Metal accounts to make sure you’re protected when you’re on the go, plus free withdrawals worldwide. Find out more and start planning your new-year holiday.

Cash to hand

Though in some places you can travel practically cash-free, in others, you’re not going anywhere without some notes in your back pocket. We won’t charge you for the privilege of taking out cash when abroad: with N26 You and Metal, all ATM withdrawals are free, wherever you are in the world.

N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

We'll catch you if you fall

Even the best-prepared holidays don’t always go according to plan. Here at N26, we expect the unexpected: that’s why we include an Allianz insurance package with our Metal and You accounts, covering emergency medical insurance up to €1,000,000 for you, your partner and kids (including dental and winter sports!), as well as taking the sting out of delays with up to €500 compensation for delays over 4 hours.

Euros, Dollars, Yen: it's all the same to us

Currency exchange fees can make your holiday cost a lot more than you’d bargained—or budgeted—for. Not with N26: we don’t do foreign exchange fees. Whatever currency you pay in, you’ll be charged the day’s real exchange rate, provided by Mastercard—and not a penny more with all N26 accounts.

Your N26 account at a glance

Enjoy free ATM withdrawals in euros

Get instant notifications after transactions

Use your Mastercard everywhere without fees

Save money with Spaces sub-accounts

A screenshot of the N26 Spaces screen on the N26 app.

Save together

Saving for a big trip can seem daunting—but with N26, you can share the load. N26’s Shared Spaces is a premium function that lets you create a shared pot with up to 10 other N26 customers. Whether it’s a weekend away with your girlfriends or a round-the-world trip with your partner, make saving a joint effort.

Travel safe

Your card is the key to a great holiday—so losing it while on holiday can be stressful. We’ll make sure your money is secure by letting you lock your card and reset your PIN from your mobile app, and arrange a new card to be ready for you when you get home.

+8 Million
Customers
24
Markets
~1,500
Employees
N26 Metal - Charcoal Black.
N26 You card, Petrol.

We’ll be right behind you every step of the way.