Risk indicator for all N26 accounts.


1/6 This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.

N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.

Terms and Conditions of the 5% cashback on the freelancer quota promotion

(Only for informative purposes, Spanish Terms apply with preference): Promotion offered by N26 Bank AG, Sucursal en España, (“N26") with address at Paseo de la Castellana, 43, 28046 Madrid. N26 is a permanent establishment of the German banking entity N26 Bank AG, which operates in Spain under number 1563 of the Register of Entities of the Bank of Spain and is registered in the Commercial Registry of Madrid in accordance with section 8, No. 675425.

Promotion valid until 04/30/24 and addressed only to new N26 Business card customers who receive their professional contribution charges to their N26 account. Promotion valid only for customers with Spanish IBAN. The partial refund of the self-employed worker professional contribution for each eligible client registered in the promotion will be equivalent to five percent (5%) of the self-employed worker professional contribution charged monthly by Social Security or by the professional mutual insurance alternative to the RETA authorised in Spanish territory in which the N26 client is included. The amount of the promotion is limited to a maximum of fifteen (15) euros per month and per customer and for a period of twelve (12) months from registration in the promotion. Applicable to the first 300 euros of Social Security or alternative mutual insurance contributions per client and per month. Maximum annual refundable amount 180 euros per client. The partial refund of the amount equivalent to five percent (5%) of the self-employment fee will take place within the first ten days of the following month in which it has been debited from the N26 account of the eligible client. The promotion will be valid for a maximum of twelve (12) consecutive months that will begin from the moment of registration of the eligible customer in the promotion. The failure to charge the professional fee in a specific month within the validity period of 12 months will not give the right to any compensation with the charge that occurred at a time after the term of duration set for the promotion.

Misuse of the promotion, attempted fraud or deception by the client or contravention in any way of these terms and conditions, will give rise to N26's total or partial suspension of the corresponding subscriptions, with N26 reserving the actions. appropriate judicial proceedings for compensation for any damages caused.

To participate in this promotion, the processing of personal data collected during the validity of the client's relationship with N26 is necessary and all of this in accordance with the N26 Privacy Policy.

Promotion valid only in Spain and subject to applicable tax regulations. N26 may communicate the data of this promotion to the Tax Agency and to any other bodies required in accordance with the Law. The incentives of this promotion may be subject to the corresponding tax withholding.