N26 Standard

The bank account for expats in the Netherlands

✓ No monthly fees✓ Additional N26 Maestro card✓ Free payments in any currency✓ App & Customer Service in 5 languages✓ 100% app-based banking: no paperwork required

Open Bank Account

Banking made simple

Forget paying for the basic stuff

With your virtual Mastercard, you can do all your payments online, in apps and in stores via your digital wallet. And we’ll always offer a feeless checking account that does what you need.

Contactless made effortless

You can use Apple Pay with your iOS device, and Google Pay with your Android. All set so you can enjoy mobile payments everywhere.

Foreign currency transfers: in a few taps with Wise

Send money in 38 currencies with just a few taps with our partner Wise. Everything happens in-app without a piece of paperwork. Wise is up to ten times cheaper than sending money with normal banks.

Additional Maestro card

Expand your opportunities to shop without cash at more retailers in the Netherlands. Order a physical Maestro card in your N26 app for 10 euros only.

*Order a physical Maestro card for 10 euros.

Your N26 account with a German IBAN

We are a licensed bank, 100% digital and secure. Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100,000.

Open Bank Account

Fuss-free foreign transfers with Wise

Transferring money back home, or paying bills across the world? With N26 and Wise, sending funds abroad is hassle-free, fast and reliable—just choose from a wide selection of currencies and make an international transfer at the real market exchange rate. You’ll be charged as little as possible, get full transparency every step of the way, and won’t get hit with hidden fees. And with the Wise feature directly integrated into your N26 app, all it takes is a few taps on your phone.

N26 Support speaks your language

Run into any problems, or just have a question? Whatever the issue or need, our Customer Service team is always on-hand to help you in English, French, German, Spanish and Italian. Contact them via email, or connect via chat with an N26 expert right through your app.

N26 Bank Account Customer Service Chat in App.

Premium plans for digital natives

Sometimes you need more than just a virtual card for accessing your money. N26 premium memberships offer additional benefits such as free worldwide ATM withdrawals, travel insurance and mobile theft cover.

Find the plan