Meet the Team

A true entrepreneur at heart, Valentin has always been close to the startup community. Before N26, he was an Entrepreneur in Residence for Rocket Internet, an incubator and investor in online startups. There, he helped to develop several companies in the mobile payments industry, including payleven and Paymill GmbH.

His experience working in strategy consulting and investment banking, along with a passion for solving problems with technology, led him to found N26 and challenge an industry ripe for change.

Valentin has a bachelor’s degree in business administration and management and a master’s degree in accounting and finance from the University of St. Gallen. He is also a member of the advisory board at the Vienna University of Economics and Business.

Previously, Max worked in a variety of consulting and financial roles at leading professional services firms, including CMS and Booz & Company.

Max holds bachelor’s and master’s degrees in economics and business administration from the University of Vienna. He also has a master’s degree in economics from the Community of European Management Schools, as well as a law degree from the University of Vienna. Max is a CFA charterholder.

While Max is based in Berlin he enjoys skiing in the mountains of Austria and Switzerland.

He played an instrumental role in obtaining N26’s European banking license in 2016. After that, he assumed the role as Director of International Expansion, where he was in charge of making N26 available across 24 European markets.

In today's role as Chief Growth Officer, Alex is responsible for International Expansion, Marketing and European markets, focused on driving business impact and writing the next chapter of N26’s growth story.

Alex is an entrepreneur at heart, passionate about solving meaningful problems at a global scale. Alex studied at the University of New South Wales in Sydney and the Vienna University of Economics and Business from where he has a degree in international business administration.

With over 20 years of experience working with some of the world’s most respected technology leaders, including Dropbox, Google and Microsoft, Adrienne has deep expertise across customer experience, business operations and scaling and growing international teams.

Prior to joining N26, she was VP of Global Customer Experience and Head of EMEA at Dropbox, driving global customer strategy, experience and operations across a 600 million-strong customer base, and scaling the business across multiple offices and functions with the key goal of making Dropbox “A Great Place to Work”.

Adrienne is a passionate advocate of diversity and inclusion in the workplace, with a keen understanding of how to get the best out of international teams in fast-growing environments. She is also an active member across Diversity, Equity and Inclusion networks and organizations, as well as a mentor to female entrepreneurs in EMEA and beyond.

With diverse experience in retail, private equity, capital markets and strategy consulting, Gino has always had a passion for data and all things technical.

He joined the company in June 2015 as Head of Data, before becoming Chief Data Officer two years later. He continues to bring a strong focus on data-driven insight and innovation to his role today.

Gino holds a degree in Accounting & Finance (M.A. HSG) from the University of St. Gallen.

Thomas has a wealth of expertise and experience in the space where banking and technology converge. Before joining N26, he was Industry Leader Banking at Google Germany, responsible for partnerships with German banks and fintechs, and closely involved in the market rollout of Google Pay.

Previously, he was a member of the Board at Wüstenrot Group as well as a director at Deutsche Bank for their private and business clients. He started his career as a consultant at McKinsey serving the banking and insurance industry.

Thomas has a degree in business from the University of Southern California Marshall School of Business.

On top of being a key part of N26’s growth journey, Markus also has huge experience in building trust and innovation in banking. He pioneered the first internet platform of the German bank HYPO-BANK AG. As managing director of Activest, later rebranded as Pioneer Investments, he grew the company to one of the top five asset management companies in Germany.

However, it was during his time as CEO of stock exchange-listed DAB Bank AG where Markus realized that mobile banking was set to be a true gamechanger in the global finance industry - the very reason that led him to take on his current role at N26.

Markus studied Business Administration in Germany along with a banking apprenticeship that started him on his journey in the finance industry.

With decades of experience in the banking and FinTech industries, Richard has overseen operations and business processes, IT and digitization initiatives, and led the implementation of regulatory frameworks across multiple locations worldwide.

Prior to N26, he held the position of Chief Financial and Operating Officer at DVB Bank for 15 years, where he was also a member of the Group Audit Committee. Before that, he worked as a CPA and Consultant for KPMG as well as a Senior Advisor for Financial Advisory services at several leading consulting firms.

Richard is a Chartered Accountant and Master of Change, as well as a Board Member and Investor in Start-ups focused on business/process automation and new technologies.