About N26 | The first bank you’ll love

A bank designed to empower you

For too long, hidden fees, complicated jargon, and bureaucracy have misplaced our trust in banks. That’s why at N26, we’re focused on giving you total transparency and control.Save, spend, budget, and invest however you like — with just a few taps on your phone. By making money beautifully simple and easy to manage, we’re here to help everyone achieve financial freedom with confidence.

Man having breakfast and watching is mobile.

Innovation you can trust

N26 is the first 100% mobile bank to have been granted — and operate with — a full German banking license from BaFin. Recognized for our entrepreneurial spirit, our mission is to build a bank the world loves to use, powered by the latest technology.Whether we’re using machine learning to prevent fraud or introducing new automation features to help you save more easily, banking with N26 is an intuitive, secure, and seamless experience.

See how N26 is simply secure

On a smartphone, various sub-accounts are displayed in the N26 app.

Our Story

2013

N26 is founded in Berlin by Valentin Stalf and Maximilian Tayenthal, pioneering the way for modern, 100% digital banking.

2015

We launch Europe’s first mobile bank accounts. It shows that managing money on the go can be beautifully simple, easy, and transparent.

2016

We’re the first digital bank to be granted a full German banking license. Each customer’s funds are protected up to €100,000 by the German Deposit Protection Scheme.

2019

We achieve unicorn valuation and expand to our 24th European market.

2021

We become Germany’s highest-valued fintech with our $900+ million Series E funding round and $9+ billion valuation.

2023

We continue rolling out N26 Crypto, N26 Instant Savings, N26 Stocks and ETFs trading and more, making it possible to save, spend and invest with N26, all in a few taps.

2024

N26 breaks even in summer 2024 and we report our first profitable quarter.

2025

We enter the mobile communications industry with local mobile plans and international eSIMs covering 100+ destinations, offered straight in the N26 app.

Our Team

From just two founders in 2013, we’ve grown to a team of over 1,500 people of more than 90 nationalities today.Together, we’re united by our vision to change the world’s relationship with money for the better.

Meet the Leadership Team