N26 Real-time banking

Instant payments and money transfers

Send and receive money with MoneyBeam for free, get incoming payments with SEPA Instant Credit Transfer, and top up your N26 account balance in seconds.

Instant payment notification on a smart phone.
Customer sends 14.50 Euro via N26 MoneyBeam.

With N26 MoneyBeam, send, receive or request money from your contacts listed in the N26 app, or add contacts with just an email or phone number.

Get money into your bank account fast with SEPA Instant Credit Transfer—a swift and convenient way to receive incoming emergency funds and urgent payments from family and friends.

Petrol N26 App with red notification.
N26 Instant Top Up notification on a smart phone.

Ready to get started with N26 right away? After signing up, instantly deposit funds into your new account through a debit card—this is a one-off payment you can initiate right in the app without having to wait.

FAQs