N26 Logo

  • Standard

    A graphic close-up of the front of a silver N26 Debit Mastercard.
    Bank for free

    Smart

    A graphic close-up of the front of a pink N26 Mastercard.
    Bank with more control

    Go

    A graphic close-up of the front of a teal N26 Mastercard.
    Bank at home or on the go

    Metal

    A graphic close-up of the front of a black N26 Metal Mastercard.
    Make a statement
    Compare personal plans

    Business Standard

    A graphic close-up of the front of a silver N26 Business Standard card.
    Freelancers bank for free

    Business Smart

    A graphic close-up of the front of a pink N26 Business card.
    Manage your business with more control

    Business Go

    A graphic close-up of the front of a teal N26 Business card.
    Manage your business on the go

    Business Metal

    A graphic close-up of the front of a black N26 Business Metal card.
    Premium banking with cashback for your business
    Compare business plans
  • Highlights
    CRST-18128_PulseSoft_Banking_Nav-highlight_140x140.
    Banking featuresYour money made simple
    CRST-14299 Cards for Kids Nav-highlight-140x140 V1.
    For under 18sCards for teens and children, with parents looped in
    Features
    Joint accountMastercardDigital walletsAdding money
  • Highlights
    A man smiles while leaning over a box to unpack vinyl records in a bright room.
    Instant SavingsEarn interest flexibly
    Features
    Spaces Guide to interest rates
  • Highlights
    A hand holds a smartphone displaying the N26 investment screen listing popular stocks.
    All investment optionsYour portfolio, your way
    A woman wearing a baseball cap smiles while holding up her smartphone outdoors.
    Stocks and ETFsTrade from €1
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    CryptoBuy and sell 300+ coins
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    Ready-made fundsFunds managed by pros
     
    CRST-25202_MMF_Expansion_LP_Thumbnail_140x140.
    Flexible Cash FundMake your money work harder
    Features
    Savings plansAnalyzing stocksGuide to ETFsGuide to stocksInvesting for beginners
  • Highlights
    A hand holds a smartphone on a beach, displaying a digital pink N26 Mastercard on the screen.
    Travel benefits Borderless banking
    A smiling man sits on the floor next to a backpack and looks at his smartphone.
    Travel Insurance Coverage for the unexpected
    A woman with a backpack holds a smartphone while standing on a mountain trail overlooking a city and a peak.
    Travel eSIMData in 100+ countries
    Features
    Exchanging currencyForeign transaction feesUsing your card abroad
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N26

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Glossary of Banking Terms

#

A

B

C

D

E

F

G

H

IJKLMNOP

Q

RST

U

VW

X

Y

Z

B

  • Banking mobility

I

  • Instant transfer
  • Insufficient funds
  • Insurance
  • Interest
  • Interest income
  • Interest rate
  • Investment bank
  • Investments
  • ISIN (International Securities Identification Number)

J

  • Joint account

K

  • KYC (Know Your Customer)

L

  • Livret A
  • Loan

M

  • Maestro Card
  • Main account
  • Maintenance fee
  • Mastercard
  • Metal card
  • Minimum balance
  • Mobile banking
  • Mobile payment
  • Mobile wallet
  • MoneyBeam
  • Mortgage
  • Mutual fund

N

  • Net salary
  • NFC (Near field-communication)
  • NFT (Non-fungible token)
  • Nominal interest rate

O

  • Online bank
  • Online banking
  • Online payments
  • Open banking
  • OTP (One-time password)
  • Overdraft
  • Overnight money

P

  • P2P payment
  • Pair device
  • Pairing code
  • Password
  • Payment services
  • Perks
  • Personal loan
  • Phishing
  • Phone insurance
  • PIN (Personal Identification Number)
  • POS (Point of Sale)
  • Premium account
  • Prepaid card
  • Prime Rate
  • Privacy Policy
  • PSD2 (Payment Services Directive 2)

R

  • Rating
  • Rating agency
  • Real interest rate
  • Reference interest rate
  • Refinancing
  • Refund
  • RIB (Relevé d'Identité Bancaire)
  • Risk premium
  • Round-ups
  • Routing number
  • Rules

S

  • Safe custody
  • Savings account
  • SCA (Strong Customer Authentication)
  • Scheduled transfer
  • Security
  • SEPA (Single Euro Payments Area)
  • Service charge
  • Shared Spaces
  • Simple interest
  • Smartphone
  • Solvency
  • Sort code
  • Split payment
  • SSL (Secure Socket Layer)
  • Standing order
  • Statement
  • Sub-account
  • Surcharge
  • Swap
  • SWIFT (Society for Worldwide Interbank Financial Telecommunications)

T

  • TAE (Tasa Anual Equivalente)
  • TAN (Transaction Authentication Number)
  • Taxes
  • Terms & Conditions
  • Time deposit
  • TIN (Tipo de Interés Nominal)
  • Top up
  • Transfer

V

  • Variable rate
  • VAT (Value Added Tax)
  • Virtual card
  • Visa

W

  • Web app
  • Wire transfer
  • Withdrawal money
  • World Bank

Find a plan for you

N26 Standard

The free* online bank account

The N26 virtual card.
Virtual Card

€0.00/month

  • A virtual debit card
  • Free payments worldwide
  • Deposit protection
Open free bank account

N26 Smart

The bank account that gives you more control

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Wheat.
N26 You card, Petrol.
N26 You card, Rhubarb.

€4.90/month

  • Free Virtual Card
  • Up to 10 Spaces sub-accounts
  • Support Center phone number
  • Round-ups
Open N26 Smart account
POPULAR

N26 Go

The debit card for everyday and travel

CRST-18128_PulseSoft_SavingsPlans_LP8c-Desktop-1334x1334.
N26 You card, Rhubarb.
N26 You card, Petrol.
N26 You card, Ash.
N26 You card, Teal.

€9.90/month

  • Up to 5 free withdrawals in the Eurozone
  • Flight and luggage delay cover
  • Medical emergency cover
  • Winter activities insurance
  • Pandemic coverage
Open N26 Go account

N26 Metal

The premium account with a metal card

N26 Metal - Charcoal Black.
N26 Metal - Slate Grey.
Quartz Rose - N26 Metal Card.

€16.90/month

  • An 16-gram metal card
  • Up to 8 free withdrawals in the Eurozone
  • Purchase protection
  • Phone insurance
  • Dedicated N26 Metal line
Open N26 Metal account

N26 Standard

The free* online bank account

The N26 virtual card.
Virtual Card

€0.00/month

  • A virtual debit card
  • Free payments worldwide
  • Deposit protection
Open free bank account

N26 Smart

The bank account that gives you more control

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Wheat.
N26 You card, Petrol.
N26 You card, Rhubarb.

€4.90/month

  • Free Virtual Card
  • Up to 10 Spaces sub-accounts
  • Support Center phone number
  • Round-ups
Open N26 Smart account
POPULAR

N26 Go

The debit card for everyday and travel

CRST-18128_PulseSoft_SavingsPlans_LP8c-Desktop-1334x1334.
N26 You card, Rhubarb.
N26 You card, Petrol.
N26 You card, Ash.
N26 You card, Teal.

€9.90/month

  • Up to 5 free withdrawals in the Eurozone
  • Flight and luggage delay cover
  • Medical emergency cover
  • Winter activities insurance
  • Pandemic coverage
Open N26 Go account

N26 Metal

The premium account with a metal card

N26 Metal - Charcoal Black.
N26 Metal - Slate Grey.
Quartz Rose - N26 Metal Card.

€16.90/month

  • An 16-gram metal card
  • Up to 8 free withdrawals in the Eurozone
  • Purchase protection
  • Phone insurance
  • Dedicated N26 Metal line
Open N26 Metal account