Glossary of Banking Terms

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A

B

C

D

E

F

G

H

IJKLMNOP

Q

RST

U

VW

X

Y

Z

B

  • Banking mobility

I

  • Instant transfer
  • Insufficient funds
  • Insurance
  • Interest
  • Interest income
  • Interest rate
  • Investment bank
  • Investments
  • ISIN (International Securities Identification Number)

J

  • Joint account

K

  • KYC (Know Your Customer)

L

  • Livret A
  • Loan

M

  • Maestro Card
  • Main account
  • Maintenance fee
  • Mastercard
  • Metal card
  • Minimum balance
  • Mobile banking
  • Mobile payment
  • Mobile wallet
  • MoneyBeam
  • Mortgage
  • Mutual fund

N

  • N26 Round-ups
  • Net salary
  • NFC (Near field-communication)
  • NFT (Non-fungible token)
  • Nominal interest rate

O

  • Online bank
  • Online banking
  • Online payments
  • Open banking
  • OTP (One-time password)
  • Overdraft
  • Overnight money

P

  • P2P payment
  • Pair device
  • Pairing code
  • Password
  • Payment services
  • Perks
  • Personal loan
  • Phishing
  • Phone insurance
  • PIN (Personal Identification Number)
  • POS (Point of Sale)
  • Premium account
  • Prepaid card
  • Prime Rate
  • Privacy Policy
  • PSD2 (Payment Services Directive 2)

R

  • Rating
  • Rating agency
  • Real interest rate
  • Reference interest rate
  • Refinancing
  • Refund
  • RIB (Relevé d'Identité Bancaire)
  • Risk premium
  • Routing number
  • Rules

S

  • Safe custody
  • Savings account
  • SCA (Strong Customer Authentication)
  • Scheduled transfer
  • Security
  • SEPA (Single Euro Payments Area)
  • Service charge
  • Shared Spaces
  • Simple interest
  • Smartphone
  • Solvency
  • Sort code
  • Split payment
  • SSL (Secure Socket Layer)
  • Standing order
  • Statement
  • Sub-account
  • Surcharge
  • Swap
  • SWIFT (Society for Worldwide Interbank Financial Telecommunications)

T

  • TAE (Tasa Anual Equivalente)
  • TAN (Transaction Authentication Number)
  • Taxes
  • Terms & Conditions
  • Time deposit
  • TIN (Tipo de Interés Nominal)
  • Top up
  • Transfer

V

  • Variable rate
  • VAT (Value Added Tax)
  • Virtual card
  • Visa

W

  • Web app
  • Wire transfer
  • Withdrawal money
  • World Bank

Find a plan for you

N26 Standard

The free* online bank account

The N26 virtual card.
Virtual Card

€0.00/month

  • A virtual debit card

  • Free payments worldwide

  • Up to 3 free withdraws

  • Deposit protection

N26 Smart

The bank account that gives you more control

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Wheat.
N26 You card, Petrol.
N26 You card, Rhubarb.

€4.90/month

  • Free Virtual Card

  • Up to 10 Spaces sub-accounts

  • Support Center phone number

  • Round-ups

POPULAR

N26 You

The debit card for everyday and travel

N26 You card, Rhubarb.
N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Ash.
N26 You card, Teal.

€9.90/month

  • Up to 5 free withdrawals in the Eurozone

  • Flight and luggage delay cover

  • Medical emergency cover

  • Winter activities insurance

  • Pandemic coverage

N26 Metal

The premium account with a metal card

N26 Metal - Slate Grey.
N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.

€16.90/month

  • An 18-gram metal card

  • Up to 8 free withdrawals in the Eurozone

  • Purchase protection

  • Phone insurance

  • Dedicated N26 Metal line