Glossary of Banking Terms
B
- Banking mobility
I
- Instant transfer
- Insufficient funds
- Insurance
- Interest
- Interest income
- Interest rate
- Investment bank
- Investments
- ISIN (International Securities Identification Number)
J
- Joint account
K
- KYC (Know Your Customer)
L
- Livret A
- Loan
M
- Maestro Card
- Main account
- Maintenance fee
- Mastercard
- Metal card
- Minimum balance
- Mobile banking
- Mobile payment
- Mobile wallet
- MoneyBeam
- Mortgage
- Mutual fund
N
- N26 Round-ups
- Net salary
- NFC (Near field-communication)
- NFT (Non-fungible token)
- Nominal interest rate
O
- Online bank
- Online banking
- Online payments
- Open banking
- OTP (One-time password)
- Overdraft
- Overnight money
P
- P2P payment
- Pair device
- Pairing code
- Password
- Payment services
- Perks
- Personal loan
- Phishing
- Phone insurance
- PIN (Personal Identification Number)
- POS (Point of Sale)
- Prepaid card
- Prime Rate
- Privacy Policy
- PSD2 (Payment Services Directive 2)
R
- Rating
- Rating agency
- Real interest rate
- Reference interest rate
- Refinancing
- Refund
- RIB (Relevé d'Identité Bancaire)
- Routing number
- Rules
S
- Safe custody
- Savings account
- SCA (Strong Customer Authentication)
- Scheduled transfer
- Security
- SEPA (Single Euro Payments Area)
- Service charge
- Simple interest
- Smartphone
- Solvency
- Sort code
- Split payment
- SSL (Secure Socket Layer)
- Standing order
- Statement
- Sub-account
- Surcharge
- Swap
- SWIFT (Society for Worldwide Interbank Financial Telecommunications)
T
- TAE (Tasa Anual Equivalente)
- TAN (Transaction Authentication Number)
- Taxes
- Terms & Conditions
- Time deposit
- TIN (Tipo de Interés Nominal)
- Top up
- Transfer
V
- Variable rate
- VAT (Value Added Tax)
- Virtual card
- Visa
W
- Web app
- Wire transfer
- Withdrawal money
- World Bank
Find a plan for you
N26 Standard
The free* online bank account
![The N26 virtual card.](https://images.ctfassets.net/q33z48p65a6w/3ziuDwmG1mELDB7Us0eOlv/306c1814cd8ceb5fc2aafccf6ced3242/Standard_VirtualCard_MarketingComms_CardAsset_RoundedCorners_4400x2780.png?fit=thumb&fm=png&q=90&w=160)
Virtual Card
€0.00/month
A virtual debit card
Free payments worldwide
Up to 3 free withdraws
Deposit protection
POPULAR
N26 You
The debit card for everyday and travel
![N26 You card, Rhubarb.](https://images.ctfassets.net/q33z48p65a6w/7oZQg0OqfYNupp1lv9g5Cj/e3494d100fd0331940f1b4d5a12de668/n26-cards-mastercard-rhubarb-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Petrol.](https://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Ash.](https://images.ctfassets.net/q33z48p65a6w/WRQclrxOxjtVThiH3pm2H/9d0f83f0df7fac785b98e34f84e29c0d/n26-cards-mastercard-raven-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=90&w=160)
€9.90/month
Up to 5 free withdrawals in the Eurozone
Flight and luggage delay cover
Medical emergency cover
Winter activities insurance
Pandemic coverage
N26 Metal
The premium account with a metal card
![N26 Metal - Slate Grey.](https://images.ctfassets.net/q33z48p65a6w/6F8ki0yHtuSUCwEeCeWMq8/792891200a1f50ad300356e798abb9ca/n26-cards-mastercard-metal-slategrey.png?fit=thumb&fm=png&q=90&w=160)
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=90&w=160)
![Quartz Rose - N26 Metal Card.](https://images.ctfassets.net/q33z48p65a6w/1WVYdUNU7q84ISMKMsgwaK/1b64435a702939ea46dbe8938d972df5/n26-cards-mastercard-metal-quartzrose.png?fit=thumb&fm=png&q=90&w=160)
€16.90/month
An 18-gram metal card
Up to 8 free withdrawals in the Eurozone
Purchase protection
Phone insurance
Dedicated N26 Metal line