Terms and Conditions for the N26 "Poco se Habla" Podcast Promotion
The N26 "Poco se Habla" Podcast Promotion (the “Promotion”) is an exclusive N26 welcome campaign designed to reward new customers. Through this offer, new users who open a bank account using this promotional code and make 10 transactions with their new N26 Mastercard card will receive a €30 cash credit directly into their account.The Promotion is offered and organized by N26 Bank SE, Branch in Spain, with registered office at Calle de Don Ramón de la Cruz 84, 28006 Madrid, Spain.Promotional offer valid from 04/10/2026 to 31/01/2026 (hereinafter, the "Promotion Period").Eligibility RequirementsTo be considered an "eligible customer" and receive the €30 payout, the following conditions must be met:
Be over 18 years of age.
Have tax residence in Spain (and provide a valid Spanish tax ID).
Open a personal account (Standard, Smart, Go, or Metal) by entering the promo code POCOSEHABLA30 when registering as a new user in the app or on the website.
Complete 10 transactions with the N26 Mastercard debit card ("qualifying transactions") within the first 30 days following successful registration.
Payout Conditions and Qualifying TransactionsThe €30 payout will be credited to the eligible customer's N26 bank account in the month following the promotion period. Only one payout will be granted per person during the Promotion Period. ATM withdrawals, transactions to credit accounts (for example, transfers to top up funds in another bank account), gambling and casino transactions, quasi-cash transactions (such as purchases of currency or cryptocurrencies), and third-party transactions such as PayPal are not considered qualifying transactions and are explicitly excluded. The promotion cannot be combined with other N26 promotional offers.Premium Account and Maintenance ConditionsIf the eligible customer is an N26 Smart, Go, or Metal customer, they must regularly pay their recurring subscription fees. Otherwise, N26 reserves the right not to issue the payout. In accordance with N26 account terms and conditions, if N26 or the eligible customer cancels the N26 Smart, Go, or Metal subscription, or terminates the current account contract during the promotion period, the eligible customer will forfeit the right to receive or claim any payout that has not been paid prior to the termination date.Prevention of Abuse and Legal FrameworkN26 reserves the right to cancel or make reasonable changes to the promotion at any time if it detects any abuse of the promotion or violation of these terms and conditions, as well as to withhold the payout if misuse is detected. The promotion shall be subject to the laws of the country where the N26 entity with which the eligible customer contracted has its registered office. The original language of these terms and conditions is the contractual language of the current account contract between N26 and the eligible customer. Any translation is provided for convenience; in the event of discrepancies, the original language version shall prevail.Data Protection PolicyIf you participate in the promotion, N26 as the data controller will process certain personal data belonging to you. You can find information on how N26 processes your personal data in our Privacy Policy, which you can access at any time via the N26 app or website.