Get paid earlier with N26

Hate waiting for payday? Get your paycheck up to 2 days early¹ when you sign up for direct deposit.

Get paid early with N26.
Get paid early with N26 bank account — no fees, no problem.

Your money, your terms

Whether you’re stressed about an unexpected expense or just need a little extra cash for brunch, with your N26 debit card, you can get paid up to 2 days early¹ when you sign up for direct deposit.

How to set up direct deposit

We’ve made it easy to generate a direct deposit form right from the N26 app. Just head to the Actions Tab and select Add Money. Then tap on Direct Deposit and follow the prompts. You can find your account number and routing information there and generate a form if your employer requires it.

If your employer doesn’t require a form, you might be able set up or switch your direct deposit simply by providing your account number and routing information to your company's payroll provider.

Get your paycheck early with N26 bank account.

I got my paycheck early. Now what?

Get your money faster and make it go further with N26. Here’s how we can help you make the most of your paycheck:

Stay notified

With push notifications, you’ll know instantly the moment you get your paycheck.

Budget with Spaces

Put money aside for life’s essentials, and those extras you’ve been looking forward to.

Track your spending

Get detailed spending statistics to understand exactly where your money is going.

Set spending limits

Set daily withdrawal and payment limits to avoid spending more than you planned for.

Get cash if you need it

Find the nearest location out of over 55,000 fee-free Allpoint ATMs.

Earn cashback

Get exclusive cashback and discount offers on gas, groceries, retail and more with N26 Perks.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.