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A man and a woman holding her phone in a restaurant talking to a friend with a WERO icon.

No IBAN.
Just Wero.

Wero is the new way to pay friends and family in real time — right inside your N26 app. Just tap, send, and get straight back to the good bit.
Open bank account

Transfer money instantly

Send and receive money in seconds anywhere, anytime — for free.*

Zero bank details required

All you need is their phone number or email address.
Hand holding a phone which displays an interface to send money with different options, Wero is one option among other.

Stay in your N26 app

No switching, no interruptions.

The future of European payments

Wero is backed by the European Payments Initiative (EPI) to help make payments simpler and more connected.
N26 and Wero partnership.
*Wero transfers are subject to the N26 Wero T&Cs. A maximum limit of €2,500 per transaction applies.

FAQ

  • Wero is a European digital payment solution, built by the European Payments Initiative (EPI). Send and receive money instantly using just a phone number, email or scanning QR code — no IBAN needed.
  • Sign up for Wero directly in your N26 app via the home screen or in the "Send Money" section. To send money, just enter the recipient's phone number or email (or scan a QR code), confirm the amount, and it's done. No IBAN, no waiting.
  • Wero is completely free to use and already integrated into your N26 app.
  • Currently you can use Wero for person-to-person payments across any bank in the EPI network, available in Germany and France.