Manifesto

If you ask us how to use your money we won’t tell you.

Because ultimately, that's up to you — we believe that everyone should live the life they want to

Simplicity has power

By simplifying powerful financial tools, we can give everyone all the financial support they’ll ever need. All in one place.

With technology that works for you

Technology doesn't mean its impersonal — especially when it's designed for the people that use it.

You should be in control

We learn, we help. And are there to advise — not to restrain.

It's what you can do

Whoever said ”you can't do it” is wrong.

N26 Major Milestones

2013

N26 was founded by Valentin Stalf and Maximilian Tayenthal who reimagined the retail banking experience for today’s mobile lifestyle.

2015

The initial product was launched. Since then N26 has attracted more than 850,000 customers across 17 European markets.

2016

N26 Bank GmbH received a banking license from the ECB and Bafin.

2017

N26 announced plans to enter the US and UK markets in 2018. It opened its first international office in New York.

2018

The firm raised $160 million in its Series C funding round co-led by Allianz X and Tencent Holdings Ltd. The funding represents the largest equity financing round (non IPO) in the fintech industry in Germany to date and one of the largest in Europe. Total funds raised are $215 million from some of the world’s most well-known investors, including Li Ka-Shing’s Horizons Ventures, Valar Ventures, members of the Zalando Management Team, and Earlybird Venture Capital.


Our Management Team

Valentin Stalf: Founder and CEO

Born in Vienna, Valentin studied accounting & finance (M.A. HSG) at the University of St. Gallen, Sophia University in Tokyo, and the Vienna University of Economics and Business Administration. During his studies he worked in a number of fields including strategy consulting (Roland Berger) and investment banking/mergers & acquisition (Deutsche Bank). After graduating, Valentin worked for Rocket Internet as Entrepreneur in Residence and was involved in building different companies before founding N26, the leading mobile bank in Europe, together with Maximilian Tayenthal in 2013 in Berlin.

Maximilian Tayenthal: Founder and CFO

Maximilian, born in Vienna, studied Business Administration, International Management and Law in Vienna, Rotterdam and Paris. He is also a Chartered Financial Analyst. He worked as a strategy consultant with Booz & Company as well as the assistant to the CFO in an Austria's largest insurance company and gained experiences in Corporate/M&A in a law firm before he founded N26, the leading mobile Bank in Europa, together with Valentin Stalf in 2013.

Nicolas Kopp: U.S. CEO

Nicolas Kopp is the U.S. CEO of N26 in New York. He is responsible for bringing N26’s mobile-first banking app to the U.S. market. As one of the firm’s early employees, Nic joined N26 in 2015 as Head of Business Development and Operations. In this role, he built the team from the ground up, established the firm’s partnership with TransferWise, and was instrumental in developing the premiere N26 Black account. Previously, he spent five years in London and Hong Kong in investment banking at Morgan Stanley. Nic holds a bachelor’s degree from University of St. Gallen in Switzerland and a master’s degree in accounting and finance from the London School of Economics.

Lorenz Jüngling: Chief Product Officer

Lorenz joined N26 in November 2016 after working for many years as a strategic management consultant and partner for McKinsey & Company in Europe and Africa. He holds a diploma in Mathematical Physics and a PhD. Lorenz focuses on building products that enable people to deal with the challenges of everyday life in an intuitive way. He, together with the product, design, and tech teams at N26, are changing commercial banking by putting its users' true interests first. Without N26, Lorenz would be a fashion photographer and amateur blues guitar player.

Patrick Kua: Chief Technology Officer

Patrick has been working in technology for over 15 years and had his first taste of extreme programming before joining the international consulting firm ThoughtWorks, pioneers in agile software development and continuous delivery. Patrick left as a Principal Technical Consultant where he helped many companies replatform and restructure both technical and organizational architectures to optimize for the delivery of the value and established the European-wide Tech Lead Development Program. He is the author of three books, The Retrospective Handbook, Talking with Tech Leads and most recently, Building Evolutionary Architectures. He is frequently invited to keynote and speak at many technology conferences and is passionate about bringing a balanced focus between people, organizations and technology.

Gino Cordt: Chief Data Officer and CMO

Gino joined N26 in June 2015 after working on pricing for online and offline retailers, where he discovered his interest in data. Before that he gathered experience in the areas of private equity and capital markets and realized that strategy consulting was not for him. Having always had a passion for anything technical, Gino now works on enabling everyone at N26 to make decisions based on data and adding as much (not so secret) data sauce to our products as possible. He holds a degree in Accounting & Finance (M.A. HSG) from the University of St. Gallen.

Eleonore (Noor) van Boven: Chief People Officer

Noor has over 15 years of experience in international Human Resources, specifically building, scaling and transforming organizations. Before joining N26, Noor was the VP People at SoundCloud; led the Recruiting, Talent and Organizational Development initiatives at TomTom and worked as a HR Business Partner for several international tech companies, including Dell. Noor is a Dutch native with a passion for travel. Work has given her the opportunity to live in New York, India and now Berlin.

Martin Schilling: Chief Operating Officer

Martin was a strategy consultant for over 13 years. Before joining N26, he was the Managing Director of the implementation consultancy Orphoz, a subsidiary of McKinsey & Company. Prior to this, he worked at McKinsey & Company, advising top management clients in Europe and Middle East in the areas of digital transformation, operations and strategy. Martin studied Economics, Psychology and Decision Science in Berlin, London and Buenos Aires. He is convinced that N26 is re-defining banking experience for the benefit of customers.