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Think banking can't be fast, flexible, and transparent?

A fully mobile bank account

Open an N26 account directly from your phone in 5 minutes and experience banking without baggage — no hidden fees, no minimum account balance, no maintenance charges, and no foreign transaction fees when you spend using your N26 card overseas.

Your money goals personalized

Whether you’re putting money aside for a new phone or a trip to Thailand, Spaces helps you visualize your short-term and long-term financial goals. Create personalized sub-accounts and instantly transfer money as often as you'd like.

Banking you control

N26 puts control back where it belongs — at your fingertips. Control where, when, and how your card works with just a few taps. Lock or unlock your card if it's lost, set spending and withdrawal limits, change your PIN number, and enable international spending all within the app.*

* N26 does not charge for this service, but your wireless carrier may charge for data or messages

Instant money mindfulness

Real-time notifications

With our instant push notifications, you'll gain a clear overview of your finances, including all payments, deposits, and ATM withdrawals.

Get paid faster

Set up direct deposit using your N26 account and receive your paycheck up to 2 days before payday.*

Spending statistics

Ever wonder where all your money goes? The N26 app automatically categorizes your transactions, creating a visual breakdown of your financial habits.

Are you ready to change how you bank?

Open an N26 account from your phone or computer in an easy, paperless, 5-minute signup process.

*Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.