Hand holding an N26 Mastercard against a light green background.

The free current account with features you’ll love

Everything you need to spend, save and keep track of your money – all in one app.

In-app features for full control

Your N26 current account comes with innovative features for everyday banking and travel. Use the N26 app to set daily spending and withdrawal limits, immediately lock (or unlock) your card if it gets lost, reset your PIN and switch online and overseas payments on or off.

Mastercard SecureCode - Icon - N26 Security.

3D Secure by Mastercard Securecode

3D Secure is an extra layer of security as standard that helps prevent fraud when making payments online.

Real-time Notifications - Icon - N26 App.

Push notifications on your activity

Stay up to date with instant push notification after all transactions, withdrawals and outgoing transfers.

PIN Code - Icon - N26 App.

Lost your card? Lock it immediately

Ever found your lost card the minute after you cancelled it? With N26 you can instantly lock your card to prevent unauthorised transactions and unlock it again if it shows up.

Desktop Version - Icon  - N26 Bank Account.

N26 Web

If you prefer big screens and keyboards over tapping on a smartphone, N26 Web offers the same functionality but with additional features such as reduced glare Dark Mode.

MoneyBeam instant transfers

Make instant, real-time bank transfers for free using N26 MoneyBeam. Send or receive money from your contacts listed in the N26 app, or add contacts with just an email or phone number.

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Automatic categorisation of your spending

Not sure where all your money goes? Your N26 current account uses artificial intelligence to categorise your spending and visually display this in the app.

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We’re here for you.

If you have any questions or run into any problems, our Customer Service team are on hand to help you via email or our in-app chat features. You can also check out our Support Centre.

N26 Bank Account Customer Service Chat in App.
Transparent N26 Standard card.

Open a full UK current account in minutes

Open an N26 account in minutes, get full financial control for much longer. All without a scrap of paperwork.

Frequently asked questions