Hand holding a N26 Metal card.
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More than a bank account: Metal has arrived in the UK

Metal is the perfect companion for every facet of the digital lifestyle, with travel insurance, purchase protection and carefully selected exclusive partnership offers.

Stand out design

Enhance your wallet with a contactless etched-metal Mastercard, available in one of three colours: Charcoal Black, Slate Grey or Quartz Rose. Pick one and make it yours.

Travel like a pro

You’re covered to get up and go. Explore the world without having to worry, safe in the knowledge that Metal’s got your back with an insurance package that includes reimbursement of medical expenses, compensation for flight and luggage delay and trip cancellation cover.*

A stressless travel experience

As an N26 Metal customer, you’ll get membership access to any LoungeKey airport lounge at over 1,000 destinations globally. Typical features include refreshments, Wi-Fi and showers, all to make your journey as stress-free as possible.

Spend on your card, everywhere

Once you reach your destination, spend like you would at home with unlimited free ATM withdrawals at Mastercard’s mid-market currency exchange rate and zero mark-ups. Use it online and in-store, with no fees. You’ll also get Purchase Protection* on certain purchases, regardless of whether you bought them online or in-store, at home or abroad.

Metal premium service

Dedicated Customer Support If you ever run into an issue, contact us through the dedicated customer support line for Metal customers, for the fastest troubleshooting. You’ll also get a dedicated Metal customer tab within the N26 app to access details of all your Metal features in one place and up to 10 Spaces sub accounts for taking full organisational command of your finances.

Exclusive partner offers

We’ve partnered with innovative brands to bring you exclusive offers you’ll want to make use of. From hotels and co-working spaces, to dry cleaning picked up and delivered right to your door; Metal partner deals are designed for convenience to fit in around your fast-paced lifestyle.

Open your Metal account Click below to upgrade your account or start a metal membership* to enjoy all the great features of N26 banking, with the added bonus of exclusive benefits.

*Terms, conditions & exclusions apply

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