The free bank account that makes life easy
![A man and a woman are standing close to each other. The man holds an N26 sand-colored card, while the woman has the N26 app open on her mobile phone.](https://images.ctfassets.net/q33z48p65a6w/5VrCApBwaflTkYSUHP67hm/bd4a486a033a6915b29dd784ebb7281c/Homepage_Revamp_Web_textmedia-centered_white_1400x1050px_Module_JA_Option_2_EN_FR.png?fit=thumb&fm=png&q=80&w=360)
![An N26 virtual card with a map highlighting cash points in the background.](https://images.ctfassets.net/q33z48p65a6w/6YpL9a2BlfQTBpddMbFWqY/f2a55f76fda51d72cfb390bfe0ceae76/CRST-3011_Homepage_Revamp_Web_account_overview_teal_940x707px_Module3_3_EN_FR-2.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Your free account
With a virtual Mastercard and three free domestic ATM withdrawals per month.
![A person looking at their mobile phone, which displays a wallet with an N26 virtual card.](https://images.ctfassets.net/q33z48p65a6w/5kribvwa0pyNXiqvmdjtup/a43f918fed3a6beda6b61297c373ad35/CRST-3011_Homepage_Revamp_Web_account_overview_teal_940x707px_Module3_1_EN_FR.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Simply secure
Our innovative security features keep your money and data simply secure.
![A woman lies on a teal-colored bed with a greeting message in the foreground.](https://images.ctfassets.net/q33z48p65a6w/6ke3AHirLNqNHuYSUUp3Nt/5533152233dbad54134b13529105989f/CRST-3011_Web_Module3_3_account_overview_teal_940x707px_EN.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
24/7 mobile banking
Enjoy a fully transparent bank account that's made for travelling, with 24/7 support when you need it.
![A couple lies on a blanket, with the girl looking at her mobile and the man resting his head on her leg.](https://images.ctfassets.net/q33z48p65a6w/2fiZyEtX0QE2dy5L568imU/210e36d6b1c433764bad6a85647c1450/CRST-3011_Homepage_Revamp_Web_account_overview_teal_940x707px_Module3_3_EN_FR-1.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Send and receive money
Pay friends and make quick, simple transfers within the eurozone.
Put your savings to work
![The image shown an interest rate of 4% with a woman in the background.](https://images.ctfassets.net/q33z48p65a6w/3dWgmVkUGxC0MOJV6zRKNq/754b8a3b1368dae8c736ab9378130e89/CRST3686_FR_Instant_Savings_Web_LP_textmedia_intro-subject_to_crop_Metal__1400x1050_EN.png?fit=thumb&fm=png&q=80&w=360)
Discover Crypto at N26
![A guy dressed in wheat-colored clothes stands in a matching wheat-colored room, showing his mobile with the N26 app open. Icons are visible in the foreground, with a crypto disclaimer at the bottom.](https://images.ctfassets.net/q33z48p65a6w/3AvhZWpyCt7ACF1W4Fh30P/a0196fd6c7d8f3626c386019729f788f/Homepage_Revamp_Web_textmedia-centered_white_1400x1050px_Module_Crypto_EN_FR.png?fit=thumb&fm=png&q=80&w=360)
N26 accounts — your money deserves an upgrade
N26 Standard
The free online bank account
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=90&w=160)
€0.00/month
Up to 3 free ATM withdrawals in euros
Pay worldwide with no foreign transaction fees
A virtual Mastercard debit card
2.26% annual gross interest rate* with Instant Savings
N26 You
The debit card for everyday and travel
![N26 You card, Petrol.](https://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Rhubarb.](https://images.ctfassets.net/q33z48p65a6w/7oZQg0OqfYNupp1lv9g5Cj/e3494d100fd0331940f1b4d5a12de668/n26-cards-mastercard-rhubarb-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Ash.](https://images.ctfassets.net/q33z48p65a6w/WRQclrxOxjtVThiH3pm2H/9d0f83f0df7fac785b98e34f84e29c0d/n26-cards-mastercard-raven-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=90&w=160)
€9.90/month
Up to 5 free ATM withdrawals in euros
Free ATM withdrawals abroad
Travel insurance
2.8% annual gross interest rate* with Instant Savings
N26 Metal
The premium account with a metal card
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=90&w=160)
![N26 Metal - Slate Grey.](https://images.ctfassets.net/q33z48p65a6w/6F8ki0yHtuSUCwEeCeWMq8/792891200a1f50ad300356e798abb9ca/n26-cards-mastercard-metal-slategrey.png?fit=thumb&fm=png&q=90&w=160)
![Quartz Rose - N26 Metal Card.](https://images.ctfassets.net/q33z48p65a6w/1WVYdUNU7q84ISMKMsgwaK/1b64435a702939ea46dbe8938d972df5/n26-cards-mastercard-metal-quartzrose.png?fit=thumb&fm=png&q=90&w=160)
€16.90/month
18-gram metal debit card
Up to 8 free ATM withdrawals in euros
Exclusive mobile phone insurance
4% annual gross interest rate* with Instant Savings
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=80&w=200)
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
Open your N26 account in minutes
Whether you're looking for a flexible, free online bank account or a premium account complete with insurance packages and smart budgeting tools, N26 has got you covered. There's no paperwork and no hassle — open your account from your phone in minutes.- Is N26 a bank?
- Is N26 secure?
- How is N26 protecting my money and personal data?
- How do I open an N26 account?
- What documents do I need to open a bank account?
- How much does it cost to open a bank account?
- How long does it take to open a bank account with N26?
- How do I get a French IBAN with my N26 account?
- Where can I find my French IBAN and my RIB?