Compare N26 bank accounts in France
Find the perfect plan for you
Find the perfect plan for your business
N26 Standard
The free* digital business bank account with cashback for freelancers
€0.00/Month
N26 Smart
The business bank account with cashback and financial tools for freelancers
€4.90/Month
N26 You
The business bank account with cashback and travel perks for freelancers
€9.90/Month
N26 Metal
The premium bank account with cashback and a metal card for freelancers
€16.90/Month
N26 Standard
The free* digital business bank account with cashback for freelancers
€0.00/Month
N26 Smart
The business bank account with cashback and financial tools for freelancers
€4.90/Month
N26 You
The business bank account with cashback and travel perks for freelancers
€9.90/Month
N26 Metal
The premium bank account with cashback and a metal card for freelancers
€16.90/Month
Services and Fees for everyone who registers with an address in France.
For our detailed price list, view PDF here
These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz Assistance insurance coverage, please see the General Conditions of the N26 You, Business You or N26 Metal account.
(*) Currently, the Shared Spaces feature is only available to N26 account holders with a German IBAN (customers in a business relationship with N26 Bank AG).
(**) Digital assets present a risk of total or partial loss of capital due to the specific volatility of digital asset prices and due to cybersecurity risks. Service of reception and transmission of orders of digital assets provided by N26 Bank AG (Voltairestr. 8, 10179 Berlin, Germany CR Berlin Charlottenburg HRB 247466 B). Trading and custody of digital assets by Bitpanda GmbH (Stella-Klein-Löw-Weg 17, 1020 Vienne Autriche, RC FN569240 v). Learn more on https://n26.com/en-fr/crypto.
Personal Bank Account FAQ
What documents do I need to open a bank account?
In order to open a bank account with N26, you must have a government-issued ID. Don’t worry, there’s no fussy paperwork or long wait times involved—just present your valid ID during a quick call and you’ll be up and running. It’s worth noting that you’ll also need a smartphone to use your account, and must live in an eligible country where N26 operates.
How much does it cost to open a bank account?
The standard N26 bank account is free and doesn’t charge any opening or maintenance fees. The N26 Smart bank account costs €4.90 per month, the N26 You bank account costs €9.90 per month and the N26 Metal account is available for €16.90 per month, with a 12-month commitment period. To open an N26 account, no deposit or minimum income is required.
How old do you have to be to open an N26 bank account?
You’ll need to be at least 18 years old to open a bank account with N26
How long does it take to open a bank account?
Opening a bank account with N26 takes minutes. During this time, we will ask you for some basic information and verify your identity.
Can I have a N26 personal bank account and a N26 Business bank account?
No. Right now, you can only have one bank account with N26. If you already have an N26 Personal account for your personal finances and wish to open a Business account, you’ll have to close your personal Standard account first. Then you can open your business account.
Which are the N26 foreign exchange rates for paying abroad?
N26 doesn’t charge exchange markups. So you get what your money is worth, without conversion fees. We use the real exchange rate, provided by Mastercard.