Premium Insurance package may differ for N26 You, Business You, Metal, and Business Metal customers who have opened their N26 account before 18.04.2023. You can find an overview of those benefits here. By mid-May 2023 all existing N26 You, Business You, Metal, and Business Metal customers will receive individual communication regarding changes to their insurance benefits.

Personal
Business

Compare N26 bank accounts

Find the perfect plan for you

N26 Standard

The free digital bank account

The N26 virtual card.

€0.00/Month

POPULAR

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€9.90/Month

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.

€16.90/Month

Physical card
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
Business accounts only
Business accounts only
Business accounts only
Business accounts only
100% mobile banking
Free payments worldwide
Free domestic ATM withdrawals
3
Free ATM withdrawals abroad
Travel delays
Baggage delay
Baggage coverage
Emergencies while traveling
Trip cancellation
Trip interruption
Personal liability insurance
Mobile phone coverage
Purchase protection
Insights on spending
Spaces sub-accounts
10
10
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free digital bank account

The N26 virtual card.

€0.00/Month

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€9.90/Month

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.

€16.90/Month

Find the perfect plan for your business

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

POPULAR

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

N26 You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€9.90/Month

N26 Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.
Pink N26 Business Metal card.
Gray N26 Business Metal card.

€16.90/Month

Physical card
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
0.1%
0.1%
0.1%
0.5%
100% mobile banking
Free payments worldwide
Free domestic ATM withdrawals
3
Free ATM withdrawals abroad
Travel delays
Baggage delay
Baggage coverage
Emergencies while traveling
Trip cancellation
Trip interruption
Personal liability insurance
Purchase protection
Mobile phone coverage
Transaction list
Insights on spending
Spaces sub-accounts
10
10
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

N26 You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€9.90/Month

N26 Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.
Pink N26 Business Metal card.
Gray N26 Business Metal card.

€16.90/Month

These insurances are only available for customers who opened an account after November 13, 2019 and/or renewed their membership from January 10, 2020. For more information on the Allianz Assistance insurance coverage, please see the Terms and Conditions for N26 You, N26 Business You, N26 Metal or N26 Business Metal.

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