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Business Audit Senior Manager

Department:Group Internal Audit
Location:Madrid

About the opportunity

The Business Audit Senior Manager function shall examine and assess, in a risk-oriented and process-independent manner, the effectiveness and appropriateness of the risk management system in general, and of the internal control system in particular. As well as the appropriateness of all activities and processes in general, irrespective of whether or not they have been outsourced.

In this role, you will:

  • Support of all business internal audit activities of N26 SE/ N26 Bank SE incl. external Contractors.
  • Prepare and where necessary lead the full audit cycle including risk management and control management over business operations’ effectiveness, reliability and compliance with all applicable directives and regulations.
  • Prepare a comprehensive risk oriented business audit plan, which shall be updated once a year.
  • Audit of all N26 SE/ N26 Bank SE activities and processes, including those outsourced at appropriate intervals and of all subsidiaries, as a general rule within three years (if required with a third party service provider).
  • Ensure the execution of the annual and multi-year audit plan with Focus on N26’s Spain Branch
  • Prepare the Internal Audit reports.
  • Ensure that Internal Audit is performing its work in accordance with established professional and regulatory standards.
  • Supervise and review the audit work of junior team members.
  • Preparation of written reports on each audit and submission to the responsible members of the management board.
  • Communication of audit results to operational units.
  • Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe.
  • Involvement in key projects, while guarding independence and avoiding conflicts of interest.
  • Perform special audits, e.g. due to deficiencies which have arisen or certain informational requirements, on behalf of the management board.
  • Prepare quarterly and annual reporting to the management board and committees.
  • Support in maintaining Internal Audit policies and procedures.
  • If necessary, answers to requests of regulators and supervisory bodies.

What you need to be successful:

  • Successfully completed degree in economics or comparable training.
  • Gained at least 7 years working experience as an Internal Auditor, in an international company in an regulated environment. Preferably in a bank or other financial institution or for an audit company.
  • High degree of process understanding, as well as profound knowledge in the areas of online banking and retail products.
  • Profound knowledge in Spanish banking, AML and consumer protection regulation and other applicable laws.
  • Very good insight into Banking laws & requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems.
  • Good English and Spanish language skills. Any other European language is a plus.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.  We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com Visit our website to learn more about Diversity, Equity, & Inclusion at N26.