Bank like a local, anywhere

Make free ATM withdrawals worldwide, use your card with no foreign transaction fees, and enjoy insurance coverage with N26 Go and Metal.Open free bank account
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Fee-free payments worldwide

Pay with your N26 card wherever you go — with no foreign transaction fees.
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Travel insurance you can bank on

With N26 Go and Metal, get insurance coverage for travel delays, medical emergencies, baggage, and trip cancellations.
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Lounge access has landed

Travel stress-free with access to 1,300+ airport lounges worldwide. Your first visit is free with N26 Metal.
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Trusted banking on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Switch banks in minutes

Open your N26 account and move your recurring payments in just a few taps.
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You can see all the information you need to start a claim or reach Allianz Assistance in case of an emergency in the N26 app and in the Conditions for Beneficiaries for N26 Metal and for N26 Go. N26 Metal and N26 Go feature insurance coverage from Allianz Assistance (trade name of AWP P&C S.A. – Dutch Branch), one of Europe’s most trusted insurance companies. AWP P&C S.A. Dutch Branch is an insurer licensed to act in all EEA countries and operating in freedom of services, with corporate identification No 33094603, and registered at the Dutch Authority for the Financial Markets (AFM) No 12000535. AWP P&C S.A., which has its registered office in 7 rue Dora Maar, Saint-Ouen, France, is authorized by L’Autorité de Contrôle Prudentiel et de Résolution (ACPR) 4 Place de Budapest CS 92459, Paris Cedex 09, France.

FAQ

    With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.

    Outside of the Eurozone, N26 Go and N26 Metal customers don’t pay foreign exchange fees, while N26 Standard and Smart customers pay a 1.7% foreign currency fee on withdrawals. Within the Eurozone, N26 customers do not pay any additional fees.

    Yes, your card is protected no matter where you travel. Easily lock and unlock your card in seconds right from your phone, and get instant notifications for every payment, so you can rest assured that your money is safe — even if your card goes missing. Plus, N26 has a full banking license, meaning your deposits are protected up to €100,000.

    Yes! All N26 cards let you withdraw money at foreign ATMs. All plans include free ATM withdrawals within the Eurozone. N26 Go and Metal also have unlimited free ATM withdrawals abroad in the local currency, while Standard and Smart users only have to pay a 1.7% conversion fee.

    Our premium plans, N26 Go and N26 Metal, offer various insurance packages. These cover events from accidents, to trip delays, cancellations, and baggage insurance. All alongside fee-free card payments, free global ATM withdrawals, and much more.