All positions
Manager Risk Controlling
Department:Risk
Location:Berlin
About the Opportunity
Are you ready for your next career step? N26 is looking for a Manager Risk Controlling to take ownership of capital planning and risk governance within the ICAAP framework at a cutting-edge technology-driven bank.
In this role, you will be responsible for overseeing and improving capital planning processes, ensuring compliance with regulatory requirements, and enhancing overall risk governance. You will play a key role in developing and implementing methodologies for capital adequacy assessment, working closely with stakeholders across the organisation.
In this role you will:
- Lead and enhance capital planning and overall ICAAP governance, ensuring robust risk management and compliance with evolving regulations.
- Drive and enhance the risk management and risk controlling of the N26 group, taking ownership of key areas such as RWA calculation, risk appetite, risk policies and decision-making frameworks, limit setting and monitoring, and internal controls.
- Ensure adherence to regulatory requirements such as MaRisk, CRR, ICAAP guidelines, and EBA regulatory expectations.
- Collaborate with cross-functional teams, including Finance, Treasury, and Risk, to align capital planning with business and risk strategy to support informed decision-making and sustainable growth.
- Continuously improve risk reporting by developing insightful analyses that support decision-making and capital adequacy discussions.
- Engage with internal and external stakeholders, including auditors and regulators, on ICAAP and capital planning matters.
What you need to be successful:
Background & Skills
- Master’s degree in business/economics, finance, or a related field.
- 5+ years of experience in risk management, financial risk controlling, or capital planning within the banking sector.
- Strong understanding of ICAAP frameworks, stress testing, and regulatory requirements (e.g., MaRisk, CRR, EBA guidelines).
- Proven experience in developing and implementing risk governance frameworks, particularly in capital planning and risk appetite setting, ensuring alignment with business and risk strategy.
- Strong analytical and conceptual thinking skills, with an ability to translate complex risk concepts into actionable insights.
- Strong Excel / google Sheets skills
- Excellent communication skills in English and the ability to effectively engage stakeholders at all levels; proficiency in German is a strong advantage for interacting with local regulators and stakeholders.
Traits
- Strong sense of ownership and accountability for capital planning processes.
- Strategic thinker with the ability to anticipate regulatory developments and drive to improve the status quo
- Ability to work independently and drive projects in a fast-paced environment.
- Passion for financial risk management and a proactive approach to problem-solving.
- Willingness to continuously learn and act upon feedback.
What’s in it for you:
- Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
- Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
- As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
- Additional day of annual leave for each year of service.
- A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
- A relocation package with visa support for those who need it.