TransferWise—foreign transfers, without the fuss

Sending money abroad with your N26 personal account is easy, fast and reliable—no hidden fees, no hassle. Thanks to our partnership with TransferWise, you can choose from a vast selection of currencies and make international transfers at the real market exchange rate. And with the feature directly integrated into your N26 app, all it takes is a few taps.

Pick your destination—we’ll get your money there

Paying family or friends across the world, or moving funds into a bank account back home to settle the bills? Or maybe you’re just looking for a cheap way to get your cash from A to B? With over 38 currencies at your disposal, sending money internationally is faster and easier than ever with TransferWise. The handy feature is seamlessly integrated into your N26 app, so you won’t be redirected anywhere to complete the transaction. Everything you need is right there, on your smartphone.

Low fees, with full transparency

When transferring money internationally, you’ll be charged as little as possible. Benefit from the real market exchange rate and low fees compared to traditional banks and other money transfer services. And before parting with your cash, get a detailed overview of all the charges you’ll incur. Full transparency and zero surprises, at every step of the way.

The same TransferWise’s terms and conditions apply, but all in one place in the N26 app.

Transferwise x N26 app.

How do I use TransferWise?

  1. Open the N26 app and go to the “Actions” bar
  2. Tap on “Send Money” and select “Foreign Currency Transfer”
  3. Enter the amount and select your currency to get your quote
  4. Add and review your recipient’s bank details, and confirm the transfer

* The TransferWise feature is currently only available for personal N26 accounts. N26 Business, Business You or Business Metal customers can make foreign currency transfers directly via the TransferWise website.


Do I need a TransferWise login to use this feature with my N26 account?

No, if you’re already signed up to TransferWise, we can link this to your N26 account. If you don’t have a TransferWise account yet, we will create one for you.

How do I use TransferWise in the N26 app?

To use TransferWise, just open your N26 app and go to the “Actions” tab that’s found in the bottom navigation bar. Tap on “Send Money” and select “Foreign Currency Transfer.” You can then enter the amount and select a currency to get your quote. Finally, add and review your recipient’s bank details, before confirming the transfer. And that’s it!

How safe is TransferWise?

Yes it is. TransferWise is TÜV approved, and more than 7 million customers trust them to move over €4 billion of their money every month. Find out more information here.

How long does it take for the money to reach the receiver’s bank account?

This can vary depending on the currency, but we’ll give you an estimate whenever you look for a quote.

Can I set up a recurring transfer?

Not yet but we’re working on it!

Does it cost more with you vs TransferWise directly?

Using TransferWise through N26 costs the same as TransferWise's low cost service, so you'll spend less than making a fast or easy transfer through TransferWise.

I have an N26 Business account. How can I use TransferWise?

The TransferWise integration is currently available for personal accounts only. If you have an N26 Business account, you can use the service directly from the TransferWise website.