N26 Standard—your free student bank account
- No account maintenance fees
- Bizum, free virtual card, apple pay and google pay
- Instant Savings with 2.26% AER interest
- Free withdrawals, no matter which ATM
- Intuitive app for perfect online banking
![Student in class with a notebook paying attention to her teacher and taking notes.](https://images.ctfassets.net/q33z48p65a6w/7LoHS6mlGozjuGRT2o0VKK/0eba6ede011e4a74904cc65e5b4cbe23/Media_Intro.png?fit=thumb&fm=png&q=80&w=360)
The free bank account that makes life easy
![A floating smartphone shows the N26 virtual card on the screen.](https://images.ctfassets.net/q33z48p65a6w/3XoJ9LcYP8VLiMTVYwZAJa/9c2b619e8add5edb530288106e6f4d5e/2212_Website_Revamp_Website_Module_2_700x525___1_.png?fit=thumb&fm=png&q=80&w=360)
Send and receive money instantly with Bizum
Grow your savings by 2.26% NIR/AER* — only with N26
- 2.26% NIR/AER* interest calculated daily, paid monthly
- No minimum or maximum deposit limits
- No conditions or fees
- Instant access
- Available with free and premium N26 bank accounts
![](https://images.ctfassets.net/q33z48p65a6w/3eGEaDDzqCDhKl2ADWipdP/f6fa8fdbd5b47362f9169be0578749a7/CRST3716_ES_Metal_Offer_Upgrade_Web_Account_pages_Standard_textmedia_background_1400x1050_EN.png?fit=thumb&fm=png&q=80&w=360)
Enjoy amazing perks
Only got spare change left? Thanks to N26 Perks, you don’t have to spare yourself the fun. Get exclusive discounts from top brands like FlixBus, Reebok, GetYourGuide, and more.
100% digital and secure
N26 has a full European banking license. That means the funds in your student account are protected up to €100,000, so you can enjoy 100% secure, mobile banking!
No hidden costs
100% transparency, 0% hidden costs. Benefit from free ATM withdrawals all over Austria and free payments in any currency—all with our N26 student bank accounts!
Keep your finances in check
Our Statistics feature categorizes your spending and helps you spot opportunities to save. Whether it’s “Food & Groceries” or “Shopping,” the N26 app gives you an overview of how much you’re actually spending on what each month.
Find out what documents you need to open your N26 account
![Hand showing a rhubarb colored N26 card and next to a mobile with the N26 application open.](https://images.ctfassets.net/q33z48p65a6w/4Z7pPFol6oHlVIQWgs5ICh/6346a58af3a24eff4798c1496f850cd9/2212_Website_Revamp_Website_Module4_700x525_1x.jpg.png?fit=thumb&fm=png&q=80&w=360)
Switch banks the easy way with N26
- Open an N26 account on the N26 mobile or web app
- Head to My Account and scroll to Switch to N26. Alternatively, use the N26 bank account switching website, and log in with your old bank details.
- finleap will automatically recognize your direct debits, incoming payments and standing orders—simply select the ones you want us to transfer to your N26 account.
- Confirm the account switch—and you’re done!
![Laptop with desktop version of N26 on a black table.](https://images.ctfassets.net/q33z48p65a6w/7FGSenXoobA0vhIK71RDKV/2aa4db72c77908abca9eb8b9e6fddae1/2007_AccountSwitch_LP_Service.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
![n26 standard card.](http://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
![n26 metal card.](http://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![n26 you card.](http://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=80&w=200)
Find your perfect student bank account
Ready to open your student bank account with N26? Compare our premium plans and sign up online in minutes—all you need is some WiFi, your ID, and your smartphone. No paperwork needed!FAQs
- How do I open a student bank account?
- What are the benefits of student bank accounts?
- How much money do I need to open a student account?
- Can I open a student bank account without a parent?
- What is the best student bank account at N26?
- Which Spanish bank can I switch from?
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