Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits om money up to 100,000 euros per owner of the European Union and entity.


This number is indicative of the risk of the product, being 1/6 indicative on lower risk and 6/6 of higher risk.

N26 Black: travel without the fees

Cover provided by Allianz

Everything you need to get up and go

Travel lighter with N26 Black. With travel insurance plus no fees on ATM withdrawals and card payments worldwide, you’ll enjoy the freedom of knowing you’re ready to explore, whenever.

Free withdrawals worldwide

When you pay with your N26 Black Mastercard online and in stores there are no markups and no transaction fees. Better still, you can withdraw cash for free in any currency from ATMs around the world.

Extensive insurance cover

Foreign medical expenses

Your medical expenses are covered in case of acute medical emergencies abroad and you’ll also have access to 24/7 medical phone assistance.

Flight and luggage delay cover

Receive compensation if your flight or luggage is delayed by more than 4 hours.

Theft insurance

Don’t let bad luck ruin your trip. With N26 Black, you’re covered in case of mobile phone theft, or if you’re mugged within 4 hours of withdrawing cash.

Extended warranty

Extend the warranty on qualifying items purchased using your N26 Black account for extra peace of mind.

Extra Spaces for you

Sometimes more is more, especially when it comes to organizing your money. Your Black membership gives you up to 10 Spaces sub-accounts (alongside your main account) for reaching your savings goals.

Explore the world

N26 Black offers hassle-free banking that’s always by your side, no matter how far you roam.

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