Your bank in Spain

Get 1 Month of Free ONDA F.C. Football with N26!

In the mission to be the most accessible football club ONDA F.C. partners up with the most accessible revolutionizing bank, N26! As a digital expat or international, you’ll love the ease of opening a Spanish bank account for free in minutes - 100% online, no paperwork, no fees, and with perks like Bizum, global transfers, ATM withdrawals & travel insurance. Sign up, top up --> contact ONDA F.C. & get 5 ONDA credits to play!*Only applicable to new N26 registrations

Your N26 account with Spanish IBAN

Looking for a bank to manage your money without conditions or fees? N26 is a German bank operating with a full European license, 100% digital and secure - rest assured, the funds in your free bank account are guaranteed up to €100,000.You can open your account with your NIE, passport or residence permit (here the list of documents we accept). You can also send money instantly with Bizum, make international transfers with Wise, and pay in any currency at no cost.
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Say goodbye to fees abroad

With your N26 Mastercard, pay anywhere in the world — for free, no matter how much you spend or what day of the week it is. You’ll also benefit from official Mastercard exchange rates.In addition, with the free Standard account you have 2 free cash withdrawals in the euro zone, and many more with our premium accounts.

Pack your bags and go

Lock and unlock your card, enable or disable payments abroad, and set withdrawal limits on the go — all from your smartphone. No more contacting your bank to let them know you’re traveling.

Security you can bank on

N26 is a fully licensed German bank. That means we have the same security regulations as any other bank. It also means your funds are protected up to €100,000 by the German Deposit Protection Scheme.

Customer Support, no matter where you are

No matter what country you’re in, you can reach our Customer Support team 7 days a week via Live Chat in your N26 app.
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Premium accounts with Allianz coverage

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Emergencies when traveling

The N26 Metal policy provides cover for you, your spouse and children in case of a medical emergency abroad, including emergency dental care. You also get access to 24/7 medical phone assistance.

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Baggage coverage and delay insurance

Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.

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Travel delay and cancellation

We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.

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Trip interruption

Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.

N26 accounts — your money deserves an upgrade

N26 Standard

The free online bank account

Transparent N26 Standard card.
Virtual Card

€0.00/month

  • 0.5% NIR/AER* interest on your N26 Instant Savings
  • Worldwide payments and no foreign transaction fees
  • Up to 3 free domestic ATM withdrawals
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    *Need a physical card? Order a transparent debit Mastercard card for an one-time €10 delivery fee.
POPULAR

N26 Smart

Save + spend with premium perks

N26 You card, Teal.

€4.90/month

All benefits of N26 Standard, Plus
  • 0.3% NIR/AER* interest on your N26 Instant Savings
  • Up to 5 free ATM withdrawals per month
  • 10 Spaces sub-accounts
  • Phone support 7 days a week

N26 Go

Travel with premium perks

N26 You card, Rhubarb.

€9.90/month

All benefits of N26 Smart, Plus
  • 0.1% NIR/AER* interest on your N26 Instant Savings
  • Unlimited free withdrawals in foreign currencies
  • Insurance for delay and theft of luggage
  • Medical emergency cover

N26 Metal

Our most premium plan

N26 Metal - Slate Grey.

€16.90/month

All benefits of N26 Go, Plus
  • 1.5% NIR (1.3% AER)* interest on your N26 Instant Savings
  • An 18-gram metal card
  • Up to 8 free ATM withdrawals per month
  • Priority customer hotline