N26 Business

Banking for freelancers and the self-employed

N26 Business is the free bank account for freelancers and the self-employed. Earn 0.1% cashback on all purchases you make, and enjoy free card payments worldwide.

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Go global with a Mastercard debit card

Your free N26 Business account includes a Mastercard Debit and optionally also a Maestro card. Make payments online or in-store anywhere in the world without fees and Mastercard’s best exchange rate. It’s one card for all your transactions – accepted worldwide – and focus on what's really important.

Earn 0.1% cashback

You’ll get 0.1% cashback for all your purchases when you pay using your N26 Mastercard and reinvest the profits straight back into your business.

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Stay on top of business in real-time

Stay up to date. Get push notifications immediately after all account activity, including card payments, direct debits, and transfers.

Transparency

Use your N26 Business Mastercard worldwide for payments without any hidden fees or withdraw Euros for free. This keeps you flexible, even on business trips.

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N26 Business is 3D Secure

Mastercard 3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online using your N26 account.

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Keep control of your finances

N26 Business is transparent and keeps you informed, so you're always up to date on your finances.

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#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

Spaces for your plans

Spaces lets you create sub-accounts for managing your saving goals and budget in real time. Perfect for organizing your business expenses or put money aside for your projects! Plus, you'll soon be able to participate in shared sub-accounts to manage funds collectively, for example with your colleagues. Shared Spaces will soon be available in your N26 app.

Shared Spaces
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Automatic categorization

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.

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Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

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Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

We’re here for you. In several languages

If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian.

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Get your N26 Business bank account

Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.

Frequently asked questions