N26 Business

Banking for freelancers and the self-employed

N26 Business is the free bank account for freelancers and the self-employed. Earn 0.1% cashback on all purchases you make, and enjoy free card payments worldwide.

An elevated hand holding a transparent N26 Standard card.
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Go global with a Mastercard debit card

Your free N26 Business account includes a Mastercard Debit and optionally also a Maestro card. Make payments online or in-store anywhere in the world without fees and Mastercard’s best exchange rate. It’s one card for all your transactions – accepted worldwide – and focus on what's really important.

Earn 0.1% cashback

You’ll get 0.1% cashback for all your purchases when you pay using your N26 Mastercard and reinvest the profits straight back into your business.

N26 Bank Account real time notifications about payments.

Stay on top of business in real-time

Stay up to date. Get push notifications immediately after all account activity, including card payments, direct debits, and transfers.

Spaces for your plans

Spaces lets you create sub-accounts for managing your saving goals and budget in real time. Perfect for organizing your business expenses or put money aside for your projects! Plus, you'll soon be able to participate in shared sub-accounts to manage funds collectively, for example with your colleagues. Shared Spaces will soon be available in your N26 app.

Shared Spaces
N26 Bank Account Business You Space Details in App.
N26 Bank Account Moneybeam example transaction.

Easy money transfers in seconds

Immediately top up your N26 Business account through a debit card after signing-up, and use MoneyBeam to instantly send, receive and request funds from the other N26 users listed in your contact list.

Urgently need to get paid? With an incoming SEPA Instant Credit Transfer, your client can pay your invoice in seconds so you receive your money faster.

Automatic categorization

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.

N26 Bank Account categorising transactions for statistics.

We’re here for you. In several languages

If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian.

N26 Bank Account Customer Service Chat in App.