N26 euro bank account
Deposit insurance
N26 is a fully German licensed bank. That means money you deposit in your free bank account is insured up to €100,000.
Manage your finances in real-time
It’s all controllable in the N26 app—set payment limits, lock your card, send money to friends, and receive notifications on all transactions.
Streamline your eurozone finances
Withdraw euros up to 5 times a month for free at any ATM in the eurozone. Your Mastercard card also works anywhere in the world—with no foreign exchange fee. Pay and receive payments in euros without having to worry about the exchange rate.
Keep your savings in euros
You can use your N26 account to save in euros and take advantage of the European deposit insurance.
2FA and 3D Secure
If you shop online, you’re always secure with N26—every purchase includes 2-factor authentication to keep you in control of your spending.
Push notifications
No matter where your money’s going, your N26 app will send you push notifications after each transaction so you’ll never be surprised by your balance.
Find a plan for you
N26 Smart
The bank account that gives you more control
€4.90/month
N26 You
The debit card for everyday and travel
€9.90/month
Up to 5 free withdrawals in the Eurozone
Flight and luggage delay cover
Medical emergency cover
Winter activities insurance
Pandemic coverage
N26 Metal
The premium account with a metal card
€16.90/month
An 18-gram metal card
Up to 8 free withdrawals in the Eurozone
Purchase protection
Phone insurance
Dedicated N26 Metal line
Frequently Asked Questions
- What is N26?
- How is N26 protecting my money and personal data?
- Why is my bank account denominated in only euros?
- How can I deposit money into my N26 account from my local account?
- How do I send money from my N26 account to my local account?
- How many withdrawals can I make in euros?
- Is there a fee for withdrawing in another currency?
Related posts
What is a banking license?
In 2016, N26 was granted a full banking license by the European Central Bank. Discover what that means for our customers today.
Deposit protection scheme: why your money is protected
Looking for reassurance that your money is protected? Deposit protection schemes help secure the money in your bank account.
Security when opening an N26 account: how we make sure your data stays safe
When opening N26 accounts, we use advanced security methods to protect our customers’ identities.