The N26 bank account in euros
A fully equipped and free euro bank account backed by the European deposit scheme. Get a free Mastercard and save, spend, and withdraw money while managing your finances entirely on your phone.
For residents in Sweden, Denmark, Norway, POland, Iceland and Liechtenstein.
Simplify traveling in the eurozone
Withdraw euros up to 5 times a month for free at any ATM in the eurozone. Your Mastercard card also works anywhere in the world—with no foreign exchange fee.
Manage your finances in real-time
It’s all controllable in the N26 app—set payment limits, lock your card, send money to friends, and receive notifications on all transactions.
Streamline your eurozone finances
Pay and receive payments in euros without having to worry about the exchange rate.
Keep your savings in euros
You can use your N26 account to save in euros and take advantage of the European deposit insurance.
Frequently Asked Questions
Why is my bank account denominated in only euros?
We’re a licensed European bank located in the eurozone. So while we support all SEPA transfers, we don’t support all European currencies.
How can I deposit money into my N26 account from my local account?
The best way to do that is using TransferWise. Just use your N26 IBAN; it’s simple and costs up to 6x less than other bank currency conversions. Find out more here.
How do I send money from my N26 account to my local account?
For outgoing transfers in foreign currencies, we’ve integrated TransferWise directly into the N26 app. Initiate a transfer and input your local account’s IBAN and we’ll show you the exchanged amount immediately.
How many withdrawals can I make in euros?
Your account is covered under our Fair Use Policy; which means you can make up to 5 free withdrawals a month across the eurozone.
Is there a fee for withdrawing in another currency?
Yes. If you’re outside of the eurozone, we charge a 1,7% fee with every withdrawal.
Available for residents in Sweden, Denmark, Norway, Poland, Iceland and Liechtenstein holding a supported ID.