Image divided in 5 sections with a laptop, a bunch of tulips, three coins, rounded waffles and the Ideal logo.

Use iDEAL with your N26 account

Want to pay with your N26 app using iDEAL? Now, you can. Here’s how.

2 min read

Use iDEAL with your N26 account

As a mobile bank, N26 is always looking for ways to make banking easier and more convenient. From smart budgeting tools to top money-management features, we take the hassle out of your finances. And now, for N26 customers from Groningen to Maastricht, there’s one more reason to love your bank. We’re delighted to share that you can now pay with iDEAL from your N26 account. The most popular online payment method in the Netherlands, it’s the ideal way to securely breeze through checkout or easily send money to friends and family. Read on to learn more about how to use iDEAL to make safe and easy payments. 

What is iDEAL and how does it work? 

iDEAL is the Dutch online payment standard. With it, customers can pay for goods and services directly from their bank account, the quick and easy way. Plus, you can receive payment requests from friends or family and pay them back instantly — without the fuss of entering account numbers. All your details are pre-filled automatically, so transferring money is a breeze. 

  • Payments made easy. Paying online or via payment requests has never been easier. Simply select iDEAL as your payment method, then choose N26 as your bank. Then, just follow the steps in your N26 app. 
  • Safe and secure. Pay online with your account details. In-app authorization ensures a secure payment process. 
  • Free of charge. Using iDEAL with N26 isn’t just safe and convenient — it’s also 100% free of charge.

How to use iDEAL and N26 

With iDEAL, making payments goes faster than a game of double Dutch. Whether you’re shopping online or sending funds to loved ones, your payments will be processed in no time at all. By connecting directly to your bank account, iDEAL makes payments as easy as 1-2-3. 

Shop online the convenient way

Say goodbye to tapping out your card details every time. With iDEAL, you can pay online in seconds without re-entering payment information. Here’s how it works:

  1. Shop to your heart’s content.
  2. Select iDEAL at checkout.
  3. Select ‘N26’ option to be redirected to your banking app
  4. Follow the steps and confirm your payment. It’s that simple!

Don’t see N26 on your favorite webshop’s list of accepted banks? Fear not — our rollout is happening gradually, but you’ll soon be able to make payments with N26 and iDEAL. 

Pay friends and family instantly

Want to go Dutch for dinner tonight? Simply pay your dining mate with iDEAL by following these steps.

  1. Receive a payment request from your friend and tap the link
  2. Select ‘N26’ to be redirected to your banking app
  3. Confirm your payment and enjoy your evening!


What is iDEAL payment?

iDEAL is a Dutch payment method. With iDEAL, payments are made directly from your linked bank account, meaning you can complete transactions in seconds. Currently, 70% of ecommerce transactions in the Netherlands are made with iDEAL.

How does iDEAL payment work?

iDEAL links directly to your bank account for fast and secure payments. Simply select iDEAL at checkout and complete the authorization in your banking app. You can also pay friends and family with iDEAL when they send you a request — no account details required!

Can I pay directly with iDEAL?

iDEAL payments are processed in real-time, whether you’re paying at an online shop or reimbursing a friend. Simply select iDEAL at checkout or scan the QR code via your N26 app and follow the steps for quick, secure payments.

Do I have to pay for an iDEAL payment?

No. iDEAL payments are free and don’t incur any fees.

How can I make an iDEAL payment request?

Currently, it is not possible for N26 customers to send payment requests with iDEAL. However, you can easily pay friends when you receive a request.

Find similar stories

By N26

Love your bank

Related articles

These might also interest you
Rounds-up screen.

Save your spare change automatically with Round-Ups

Automatically round up your card payments to the nearest euro, and move the rest into savings. Learn how Round-Ups can help you save.

The image shows two N26 Spaces, one for bills with an envelope icon and the second one for activities with a tower of stones icons.

Less life admin, more living. Introducing Spaces with IBANs

You can now send and receive payments in Spaces sub-accounts! Discover how Spaces with IBANs can help you manage your bills like a pro, keep your money organized, and free up time for what you love.

A woman in the company of her instructor doing skydiving and a N26 teal card with a space called bucket list.

Pay from a Space with your N26 card

Don’t want to go over your holiday budget? Now, premium customers can pay directly from N26 Spaces sub-accounts by card! Here’s how to stay in control of your spending.