The first bank you'll love
With the code OMR26, you’ll unlock €50 cashback. Simply open your account between 16.10.2025–30.11.2025 and make 10 transactions totaling at least €50 within 30 days*.Enjoy these benefits:
- Free banking with no hidden fees**
- Save at the ECB interest rate on your Instant Savings***
- Trade stocks and ETFs for free**
- Free cash withdrawals abroad — included with N26 Go and Metal
Claim your 50 € cashback now
Open an account
Download the N26 app and open a new personal account between 16.10.–30.11.2025.
Enter code
On the password creation screen, enter the code “OMR26” when prompted.
Choose membership
Select the membership of your choice and complete your registration to experience digital banking.
Make 10 transactions
Make 10 transactions totaling at least €50 with your virtual or physical card within 30 days after signing up.
*Redeeming the code “OMR26” gives new customers a €50 cashback on their new N26 personal account.
To qualify, you must make at least 10 eligible transactions totaling a minimum of €50 with your N26 card within 30 days of signing up.
Excluded transactions: cash withdrawals, transfers, betting or gambling, money and crypto purchases, and payments via third-party providers (e.g. PayPal).
The code is valid from October 16 to November 30, 2025 and can only be redeemed by new customers. One code per person, not combinable with other offers. Account opening requires KYC verification.
The €50 bonus will be credited 30 days after all conditions are met.
You can find the full terms and conditions here.
Bank for free with no hidden fees**
Open your account in minutes and enjoy 100% mobile banking. Get a free virtual card and monthly ATM withdrawals.
Free stock and ETF trading
Trade stocks and ETFs for free****. Then put it all on autopilot with our free investment plans.Investing involves risk of financial loss.
Switch banks in minutes
Open your N26 account and move your recurring payments in just a few taps.
Open bank account
**Bank for free: There is no account management fee for the N26 Standard Account. For all other account plans fees apply. See List of Prices and Services for current fees.
***The interest rate for the N26 Instant Savings account corresponds to the current European Central Bank deposit facility rate (2% starting on 11/06/2025) and is subject to change by N26 any time. Terms and conditions apply.
For existing customers, N26 Instant Savings account interest rates are based on your main N26 plan: from 11/06/2025 onwards, 0.25% p.a. for Standard and Smart, 0.55% p.a. for N26 Go, and 1.50% p.a. for Metal (before taxes). Please note that rates per plan can be changed by N26 over time.
****These statements are for general information purposes only and do not constitute investment advice or other advice on financial services and financial instruments such as stocks, ETFs, and instant funds. These statements also do not constitute an offer to enter into a contract for the purchase or sale of stocks, ETFs, and instant funds. Stocks, ETFs, and instant funds may be subject to high value fluctuations. A loss in value or a total loss of the invested money is possible at any time. It is not possible to transfer fractions of shares and ETFs, which may require an unintended sale. The values shown are fictitious and are for illustrative purposes only. The number of available shares and ETFs may vary depending on the market.
Trading stocks and ETFs is free of charge at N26. Product costs may apply, e.g., ETF management fees and contributions.