The bank you’ll love
Open an N26 account and get a €50 bonus* with the code OMR50. Here’s what you can look forward to:
- Free banking with no hidden fees
- Trade stocks and ETFs at no cost
- Travel with zero fees
How to claim your €50 bonus now
Download the N26 App
Find it in the Apple App Store or Google Play Store.
Open your account
Sign up with your details and enter the promo code OMR50 during the account opening process.
Make your first transaction
Spend at least €25 with your card and receive a €25 bonus.
Pay with your card ten times
Use your card ten times within the first 30 days and get another €25 bonus.
*This promotion is valid from June 1, 2025, to August 31, 2025, and is exclusively for new customers who open an N26 Standard, N26 Smart, N26 You, or N26 Metal account using the promo code OMR50. Each customer may use only one promo code, which cannot be combined with other offers. Customers who have previously opened an N26 account are not eligible for this promotion or its benefits.
To open an N26 current account, successful identity verification is required. Once you make a transaction of at least €25 with your N26 Mastercard, you’ll receive a €25 bonus credited to your account within one to two business days. You can upgrade to a premium account or close your free account at any time.
Plus, if you make 10 transactions with your physical or virtual N26 card within the first 30 days after opening your account, you’ll receive an additional €25 credited to your account the following month. All card payments in physical stores or online shops count as transactions, regardless of the amount. Bank transfers in or out, internal transfers, MoneyBeam transactions, quasi-cash transactions (such as cryptocurrency purchases), and transactions with betting or casino providers are excluded.
Bank for free — with no hidden fees
Open your account in minutes and enjoy 100% mobile banking. Get a free virtual card and monthly ATM withdrawals.
Open an N26 Standard account
Travel without the fees
Make free ATM withdrawals and card payments worldwide. Enjoy market-leading foreign exchange fees. And travel stress-free thanks to insurance included with N26 Go and Metal.
Open an N26 Go account
Truly free stock and ETF trading
Invest in stocks, ETFs, and ready-made funds managed by experts with no fees**. Explore 400+ crypto coins***. Then put it all on autopilot with our flexible investment plans.
Start investing
Switch banks in minutes
Open your N26 account and move your recurring payments in just a few taps.
Open Free Bank AccountThe money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
**These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. Stocks and ETFs are currently available for eligible customers in Germany, Austria, France, Spain, Ireland, Belgium Denmark, Estonia, Finland, Greece, Latvia, Lithuania, Norway, Poland, Portugal, Slovakia, Slovenia and the Netherlands. Using the N26 Broker service is always subject to eligibility.
***The market for crypto assets constitutes a high risk. A complete loss of the money spent is possible at any time. N26 Crypto is powered by Bitpanda.