**Bank for free: There is no account management fee for the N26 Standard Account. For all other account plans fees apply. See List of Prices and Services for current fees.
***The interest rate for the N26 Instant Savings account corresponds to the current European Central Bank deposit facility rate (2% starting on 11/06/2025) and is subject to change by N26 any time. Terms and conditions apply.
For existing customers, N26 Instant Savings account interest rates are based on your main N26 plan: from 11/06/2025 onwards, 0.25% p.a. for Standard and Smart, 0.55% p.a. for N26 Go, and 1.50% p.a. for Metal (before taxes). Please note that rates per plan can be changed by N26 over time.
****These statements are for general information purposes only and do not constitute investment advice or other advice on financial services and financial instruments such as stocks, ETFs, and instant funds. These statements also do not constitute an offer to enter into a contract for the purchase or sale of stocks, ETFs, and instant funds. Stocks, ETFs, and instant funds may be subject to high value fluctuations. A loss in value or a total loss of the invested money is possible at any time. It is not possible to transfer fractions of shares and ETFs, which may require an unintended sale. The values shown are fictitious and are for illustrative purposes only. The number of available shares and ETFs may vary depending on the market.
Trading stocks and ETFs is free of charge at N26. Product costs may apply, e.g., ETF management fees and contributions.
