The bank you’ll love

Open an account and enjoy one free year* of our premium Metal plan with the code OMRMETAL. Get a metal card, extensive travel insurance, and more.
Get 12 months of Metal

Claim your free year of Metal

Open your account

Download the N26 app and open a new account.

Enter the code

On the Password Creation screen, enter ‘OMRMETAL’ when asked for a code.

Choose your plan

Select N26 Metal and finish signing up to start your free year.

Get 12 months of Metal

*Promotion offered by N26 Bank SE, Voltairestr. 8, 10179 Berlin, Germany. Promotional code valid from 01.07.2025 until 31.08.2025. Exemption from N26 Metal plan fees for the first 12 months after successfully signing up for a N26 Metal plan. Promotion applies to N26 customers with their place of residence in Germany who successfully sign up for a N26 Metal plan during the promotional period using the following promotional code: OMRMETAL. Can be used once per eligible customer, availability of account opening provided.

Your financial future at your fingertips

Here’s a look at everything you get with Metal
Image of an N26 gray metal card placed diagonally on a dark green background.

Free withdrawals abroad

Get free ATM withdrawals abroad and make global payments with no foreign transaction fees.

Travel stress-free

Enjoy extensive travel insurance and access 1,300+ airport lounges worldwide. With Metal, your first visit is free.
Chart showing the fluctuation in the value of an investment over time.

Build your portfolio

Trade stocks and ETFs for free** to expand your investment portfolio.
Image displaying "Priority hotline" on a green background.

Priority support line

Contact our designated Metal Customer Support team by phone, or chat directly in the app.

The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme. **These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. Trading stocks and ETFs with N26 is fee-free. Note that fund issuers may charge their own ETF management fees directly.