Transparent

Get an overview of your overdraft costs in your N26 app. Keep on track with transparent costs.

Flexible

New customers can get an overdraft of up to €1,000, while existing customers are eligible for up to €10,000.

Personalized

Stay in control of your money through individual, easily-adjustable limits. Your N26 account changes with you, according to your needs.

Effortless

It only takes a minute to check whether N26 can offer you an overdraft. It’s a non-binding, straightforward process that comes without paperwork to weigh you down.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Not a N26 customer yet? Open your bank account in minutes.

Open your bank account from your smartphone or computer. Compare all available bank account plans and choose the one that fits you best. After a short, digital authorization process, you’re good to go – no paperwork needed.

FAQ