The card made
for travel

Get cashback on travel, the best exchange rates, airport lounge access, and free ATM withdrawals abroad. Just pack your bags — we’ve got the rest.Open free bank account
A hand holds a smartphone displaying an N26 bank card with a travel-themed background, surrounded by stickers of an airplane, a palm tree, and a globe.

Earn up to €25 back every month

Live in Austria? Get 1.5% cashback any time you pay with your N26 Go or Metal card.* Business accounts get an extra 0.1% back for N26 Go and 0.5% back for Metal.
Open an account
A black N26 Mastercard is being used to make a contactless payment on a white card reader, with "1.5% cashback" written in green on a white rectangle in the bottom left corner.

Your wallet deserves a holiday, too

Pay with your N26 card wherever you go — with the best exchange rates. Upgrade to N26 Go or Metal for free ATM withdrawals abroad.**
Open an account
A man and a woman are sitting by a swimming pool, and a notification bubble above them shows a transaction for "Beach Club Tairua" for -16€ and 31.23 NZD.

Travel insurance you can bank on

With N26 Go and Metal, get insurance coverage for travel delays, medical emergencies, baggage, and trip cancellations.
Learn more
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Your ticket to the lounge

Travel stress-free with access to 1,300+ airport lounges worldwide.*** Your first visit is free with N26 Metal.
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Man enjoying coffee in an airport lounge, with some N26 app UI elements visible on top.

Travel the world with one eSIM

Set up your travel eSIM once and get affordable data for 100+ destinations.****
Get travel eSIM
A hand holds a smartphone displaying a list of countries for eSIM data plans, with callouts for Turkey, Japan, and USA showing prices.

Trusted banking on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Switch banks in minutes

Open your N26 account and move your recurring payments in just a few taps.
Open free bank account

Benefits vary by plan. *Detailed T&Cs can be found here: https://n26.com/hb-aut. All N26 Go and N26 Metal customers, both new and existing who reside in Austria, may earn 1.5% cashback on their card spending in and outside of Austria. Customers can sign up at any time and earn up to €25 per month. The cashback will be credited to their main account every 30 days. N26 reserves the right to end the cashback at any time with a 14-day notice. For existing N26 Business customers, the 1.5% cashback offer comes on top of the regular purchase cashback of 0.1% for N26 Business Go, and 0.5% for N26 Business Metal. The cashback reimbursement will be credited to the eligible customer’s N26 bank account (main account) every 30 days after enrollment. **Unlimited free ATM withdrawals in the local currency outside the Eurozone is exclusive to N26 Go and Metal. ***Airport lounge passes are available for purchase in the app. ****eSIM data plans are available for purchase in the app.

FAQ

    To find out more about the insurance benefits associated with your N26 Go account please refer to the legal documents made available to you, especially the Insurance Product Information Document (IPID) and the Conditions for Beneficiaries. General exclusions apply to the whole policy and some benefit sections contain conditions specific to that section.
    • Events occurring outside the validity dates indicated in the conditions for beneficiaries.
    • Claims arising from an event the beneficiary had prior knowledge of before opening their account (or booking a trip for travel-related claims).
    • Natural disasters, events directly or caused by or contributed to or arising from nuclear reactivity.
    • Damage of any kind caused intentionally by the beneficiary or with their complicity.
    • An epidemic or pandemic, except as expressly stated under Trip Cancellation, Trip Interruption, Emergency Medical/Dental Services Abroad, and Emergency Transportation sections.
    • Systemic (non-individual) epidemic/pandemic events.
    • Claims arising due to pre-existing medical conditions.
    • Violation of international sanctions, laws, or regulations.
    • The policy deductible that is applicable to claims made under some benefit sections.
    • Financial limits apply to each benefit section.
    • There are general conditions that you must meet for cover to apply and some benefit sections contain conditions specific to that section.

    With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.

    Outside of the Eurozone, N26 Go and N26 Metal customers don’t pay foreign exchange fees, while N26 Standard and Smart customers pay a 1.7% foreign currency conversion fee on withdrawals. Within the Eurozone, N26 customers do not pay any additional fees.

    Yes, your card is protected no matter where you travel. Easily lock and unlock your card in seconds right from your phone, and get instant notifications for every payment, so you can rest assured that your money is safe — even if your card goes missing. Plus, N26 has a full banking license, meaning your deposits are protected up to €100,000.

    Yes! All N26 cards let you withdraw money at foreign ATMs. All plans include free ATM withdrawals within the Eurozone. N26 Go and Metal also have unlimited free ATM withdrawals abroad in the local currency, while Standard and Smart users only have to pay a 1.7% conversion fee.

    Our premium plans, N26 Go and N26 Metal, offer various insurance packages. These cover events from accidents, to trip delays, cancellations, and baggage insurance. All alongside fee-free card payments, free global ATM withdrawals, and much more.