Security you can bank on

As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.

Banking that’s always there for you

Our comprehensive business continuity program helps us ensure that you have a seamless and uninterrupted banking experience. Learn more here.

More than an app: 
A fully licensed bank

N26 is a fully licensed German bank. That means we have the same security regulations as any other bank. It also means your funds are protected up to €100,000 by the German Deposit Protection Scheme. But our security measures don't stop there.
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Secure banking designed for today

Fully hosted in the cloud, we use artificial intelligence and machine learning to protect your account, fight financial crime and card fraud. It’s security technology you can trust.
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You can always pay it safe

From biometric authentication to extra layers of protection like 3D Secure, you can always spend confidently with N26. Want extra peace of mind? Your account can only be paired with your own smartphone, and you get real-time push notifications on all account activity — no surprises.
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Your money is in safe hands — yours

Get full control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly. It’s security your way.
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n26 standard card.
n26 metal card.
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N26 — Simply Secure

At N26, security is a priority. Which is why, no matter which account you have, it’s always protected by innovative security measures and features.

How N26 keeps you and your money safe

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Deposit protection scheme: why your money is protected

Looking for reassurance that your money is protected? Deposit protection schemes help secure the money in your bank account.

secure banking.

Money laundering: how banks stay one step ahead of criminal activity

Money laundering accounts for billions each year. Here’s how banks fight back with anti-money laundering processes to detect suspicious activity.

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5 tips for secure mobile banking

From deactivating bluetooth to locking your screen, we’ve got 5 essential tips for you to enjoy mobile banking with peace of mind.

Security at N26

  • What is N26?
  • Is N26 secure?
  • How can I increase security when banking online?
  • Is it safe to do online banking from my phone?
  • How can I reach the N26 Customer Support team?