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As seen on TV! Discover mobile banking with N26.

N26—the mobile bank in Austria

Banking doesn’t have to be stressful. N26 and the intuitive N26 app makes managing your finances easier, more flexible and even fun! Discover our innovative features, perks and partner offers. Open your N26 bank account in less than 8 minutes and start using it today.
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100% mobile banking

Your finances are at your fingertips with N26—literally. Manage your account fully on your smartphone—make and receive payments, create Spaces sub-account for your savings goals, set spending limits and more. All it takes is just a few taps in your N26 app. Access your bank account anytime—wherever you are. It’s your ideal, everyday bank account and it lives on your smartphone.
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A European bank with an Austrian heart

Did you know that N26 was founded by Austrians? And although we’re now helping millions around Europe and the US manage their money, we’ve never lost sight of our vision to revolutionize the banking world further. Today, we continue to work on improving our products and services, thanks to our technology and innovation hub in Vienna. N26 is also continually evolving your selection of partner offers with well-known brands, such as Die Presse, Headspace and Udemy.
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Free, secure payments worldwide

From Bodensee, to Neusiedlersee and beyond—your N26 account lets you withdraw money for free at ATMs in Austria and the Eurozone. Payments in foreign currencies are also free of charge so you can pay online, in stores and apps without worry. Just use your Mastercard debit, or your mobile wallet on your smartphone, or order a Maestro card right from the app. Forget hidden fees—with N26, you always know what you’re paying for.

Innovative banking in real time

BBQ party with friends? Paying for your share of the Käsekrainer, while they’re still on the grill? With MoneyBeam, send and receive money from other N26 users in real-time. And thanks to push notifications after every transaction, and the Statistics feature that tracks your spending, you always know where your money goes. With Spaces sub-accounts, you can also easily manage your savings goals and expenses—even together with others. Just invite up to 10 other N26 users to your space.*
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Account switching, made easy

Switching to N26 is easy and straightforward. Thanks to our partner finleap, your direct debits, standing orders and cash receipts are automatically transferred to your N26 account—you don’t have to do anything! And even better, it’s completely free of charge.
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Open your account in minutes

Banking with N26 is free of paperwork and branch visits, right from the start. Open your bank account directly on your smartphone, while waiting for your Wiener Melange. Top it up in real-time and connect it with Apple Pay—and that’s it, you can start spending with your card before it even arrives in the mail! And our premium accounts N26 You and Metal take you even further. Enjoy more benefits, such as an extensive insurance package, exclusive partner offers and additional Spaces. Which account will you choose?
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* Shared Spaces (shared sub-accounts) can only be created by N26 premium customers. As a standard customer, you can still be invited to Shared Spaces created by other premium customers.