Refer friends and bank together with N26
N26 is even better with friends. From splitting bills to paying your frend back for dinner, all it takes is a couple of taps to send money to your friends and family who bank with N26.
Locate your invite code
Open the friend invite screen by tapping the gift box icon. Copy your code or share it via email, text, or social media.
Your friend signs up
If a friend opens an account using your referral code, we'll recognize it automatically and show the invite in your scoreboard.
You’ll earn a reward
After your friend makes a qualifying purchase of at least $10, we’ll deposit $10 directly into your account. (And your friend will earn $5 too!)
Send and receive money instantly
Make instant, real-time transfers for free using MoneyBeam. Send, receive or request money from anyone who banks with N26. (And even thank them with an emoji.)
No hidden fees, no problem
Why should your friends bank with N26? Everyone deserves an account with no sneaky hidden fees, no maintenance charges, and no insufficient funds fees. And it only takes 5 minutes to sign up.
For each person who opens an account via your referral code, you’ll earn a $10 cash bonus deposited directly into your N26 account, and your friend will be rewarded with a $5 bonus once they activate their card and use it to make a qualifying purchase of $10 or more.
You can always see how much you’ve earned by heading to the Friend Invite section of the N26 app. If you’re using an iPhone, you can get to this section by tapping on the gift box icon. For Android users, this section is located within the app settings.
You can start inviting friends as soon as you open your account by using your unique referral code located within the app.
First, make sure your friend has met all of the necessary requirements. They must complete opening an account using your referral link or personal code. Then they need to fund their account, activate their N26 card, and use it to make a qualifying purchase, which is outlined in the terms and conditions.
Your link doesn’t expire and can be used whenever you want.
It can take N26 time to process and register your referrals. Once they’ve signed up and verified their identity, they will appear on the scoreboard of successful invites.
Are you a university student? Check out our Student Brand Ambassador Program.
The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.