No hidden fees, no problem
Think banking can't be fast, flexible, and transparent? Think again. Open an N26 account to experience banking with no hidden fees.
No-fee banking
Everyone loves surprises… except when they’re from your bank. With N26, you can say goodbye to hidden bank fees.
- No monthly service fees
- No insufficient funds fees
- No foreign transaction fees
- No maintenance fees
- No minimum balance requirement
You can review our fee schedule in detail here.
Free cash withdrawals
Get unlimited free ATM withdrawals at over 55,000 Allpoint® locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK.
Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US.
Spend on experiences, not fees
Meet your favorite new travel companion. Enjoy no foreign transaction fees when you shop using your N26 card overseas. Bon voyage!
Fee-free bank transfers
With MoneyBeam, sending money to your friends and family is fast and free. Make instant, real-time bank transfers with anyone who banks with N26.
Security you can trust
Our top priority is keeping your account details safe and secure. With N26, your funds are FDIC-insured by our partner bank, Axos Bank®, Member FDIC. That means your account is insured up to $250,000, so you can breathe and bank easier.
Questions about fees?
You can contact us any time you have a question about your N26 account using the in-app chat support feature. Also feel free to give us a call at 1-888-626-0626.
Are you ready to change how you bank?
Open an N26 account from your phone or computer in an easy, paperless, 5-minute signup process.
The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.