No hidden fees, no problem

Think banking can't be fast, flexible, and transparent? Think again. Open an N26 account to experience banking with no hidden fees.

Enjoy no hidden fees when you bank with N26.
No fee bank account with N26.

No-fee banking

Everyone loves surprises… except when they’re from your bank. With N26, you can say goodbye to hidden bank fees.

  • No monthly service fees
  • No overdraft fees
  • No foreign transaction fees
  • No maintenance fees
  • No minimum balance requirement

You can review our fee schedule in detail here.

Free cash withdrawals

Get unlimited free ATM withdrawals at over 55,000 Allpoint® locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK.

Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US.

Spend on experiences, not fees

Meet your favorite new travel companion. Enjoy no foreign transaction fees when you shop using your N26 card overseas. Bon voyage!

Send your friends money, ditch the fees

With MoneyBeam, sending money to your friends and family is fast and free. Make instant, real-time bank transfers with anyone who banks with N26.

Are you ready to change how you bank?

Open an N26 account from your phone or computer in an easy, paperless, 5-minute signup process.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.