Enhance your wallet

N26 Metal is Europe’s first contactless metal debit card. Meticulously crafted and available to choose from in one of three colours: Charcoal Black, Quartz Rose and Slate Grey. Choose one to make it your own.

N26 Metal - Charcoal BlackQuartz Rose - N26 Metal CardN26 Metal - Slate Grey
Exclusive partner offerings - N26 Metal

Exclusive partner offerings

Handpicked partner offers gives you benefits that you can really make use of. Metal partner offers are tailored to suit your lifestyle with an exclusive account holder’s section in the app.

Partner Offerings

Dedicated Customer Support

As a Metal account holder, you’ll get exclusive access to dedicated Customer Support representatives for faster troubleshooting. Get access directly through the app.

Dedicated Customer Support with N26 Metal

Spend like you never left home

As well as free unlimited ATM withdrawals, N26 Metal comes with travel insurance that keeps the world open for exploring and protects against unforeseen expenses.

LoungeKey membership

Simplify your journey thanks to LoungeKey Airport Experiences membership with discounted access to over 1,000 destinations globally.

Make it yours.

Join N26 or upgrade to get access to Metal and redefine your banking experience.


What is LoungeKey?

LoungeKey is an Airport Lounge programme that allows entry simply by a cardholder providing their eligible Mastercard payment card at entry. There’s no need to carry an additional airport lounge access membership card.

How much does LoungeKey access cost?

With Metal, you can gain discounted entry to over 1,000 airport lounges through LoungeKey. Entrance to each lounge costs £15 per visit.

Is there a limit to how many times I can access LoungeKey airport lounges?

There is no limit to the number of visits.

I’m an existing Metal customer with a EUR account. Can I get access to GBP Metal benefits?

Our Metal membership packages are tailored to different markets, which means that you only have access to the benefits for your country. We are always improving Metal membership, so you can regularly check for new offers and benefits.

How can I sign up for Metal?

If you aren’t already a customer, you can get Metal by creating an account with us and then selecting Metal on sign-up, in-app or via the Web App.

How can I upgrade to Metal?

If you’re already an N26 customer, you can upgrade to Metal in-app, by selecting the Upgrade tab.